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first south beat your rate for purchases

Looking to purchase a home?

You won't find a lower rate than at First South Financial!

Bring us your mortgage loan estimate from any national lender and we'll BEAT your rate!

And if we can't, we'll give you $100!*

But act fast! This offer ends June 15, 2017!

For complete details, call us at 901.380.7530 or email us at mortgages@firstsouth.com today!

*Offer valid until June 15, 2017 and is valid for loan estimates from financial institutions with a bank or credit union charter for the purchase of a primary residence. Loan estimate paperwork must be presented. Rate offer will be for the same loan type and term and does not apply to any existing mortgage loans. $100 will be paid in the form of a deposit to your First South Financial account or a check made out to you and will be paid within seven business days from the determination that we cannot beat the rate. Offer is subject to change or withdrawal without notice. Please see us for complete details. Equal Housing Lender.


First Mortgages

We are a full service mortgage lender offering many of our loans with no points or origination fees.

Fixed-Rate Short Term Mortgage Loans

These loans have terms of 10 years or less and are offered with no points or origination costs! This is an excellent option for refinancing an existing mortgage.

  • 6 year fixed
  • 8 year fixed
  • 10 year fixed

Learn more about our fixed-rate short term mortgage loans here

Fixed-Rate Long Term Mortgage Loans

These loans have terms of 15 years or longer and include VA, FHA and Jumbo loans.

  • 15 year fixed
  • 20 year fixed
  • 30 year fixed
  • FHA loans
  • VA loans
  • Jumbo loans

Learn more about our fixed-rate long term mortgage loans here

Adjustable Rate Mortgage Loans

These loans have terms of 15 years to 30 years and offer various fixed rate periods.

  • 5/1 ARM
  • 7/1 ARM
  • 10/15 ARM
  • FHA and VA options available as well

Learn more about our adjustable rate mortgage loans here

We also offer many ways to make your mortgage loan payments. Learn more about our loan payment options.

Already know which kind of loan you want?

this is a clickable button that takes you to the mortgage application page

Car & Home Insurance. Get a quote.

Equal Housing Lender. NMLS# 410640

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