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Home > Loans & Credit Cards > Loans and Credit Cards > First South Financial First Mortgages

First Mortgages

We are a full service mortgage lender offering many of our loans with no points or origination fees.

Fixed-Rate Short Term Mortgage Loans

These loans have terms of 10 years or less and are offered with no points or origination costs! This is an excellent option for refinancing an existing mortgage.

  • 6 year fixed
  • 8 year fixed
  • 10 year fixed

Learn more about our fixed-rate short term mortgage loans here

Fixed-Rate Long Term Mortgage Loans

These loans have terms of 15 years or longer and include VA, FHA and Jumbo loans.

  • 15 year fixed
  • 20 year fixed
  • 30 year fixed
  • FHA loans
  • VA loans
  • Jumbo loans

Learn more about our fixed-rate long term mortgage loans here

Adjustable Rate Mortgage Loans

These loans have terms of 15 years to 30 years and offer various fixed rate periods.

  • 5/1 ARM
  • 7/1 ARM
  • 10/15 ARM
  • FHA and VA options available as well

Learn more about our adjustable rate mortgage loans here

We also offer many ways to make your mortgage loan payments. Learn more about our loan payment options.

Already know which kind of loan you want?

Car & Home Insurance. Get a quote.

Equal Housing Lender. NMLS# 410640

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