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Home > Loans & Credit Cards > Loans and Credit Cards > First South Financial First Mortgages

First Mortgages

 

We are a full service mortgage lender offering many of our loans with no points or origination fees.

Fixed-Rate Short Term Mortgage Loans

These loans have terms of 15 years or less and are offered with no points or origination costs! This is an excellent option for refinancing an existing mortgage.

  • 10 year fixed
  • 15 year fixed

Learn more about our fixed-rate short term mortgage loans here

Fixed-Rate Long Term Mortgage Loans

These loans have terms of 15 years or longer and include VA, FHA and Jumbo loans.

  • 20 year fixed
  • 30 year fixed
  • FHA loans
  • VA loans
  • Jumbo loans

Learn more about our fixed-rate long term mortgage loans here

Adjustable Rate Mortgage Loans

These loans have terms of 15 years to 30 years and offer various fixed rate periods.

  • 5/1 ARM
  • 7/1 ARM
  • 10/15 ARM
  • FHA and VA options available as well

Learn more about our adjustable rate mortgage loans here

We also offer many ways to make your mortgage loan payments. Learn more about our loan payment options.

Already know which kind of loan you want?

this is a clickable button that takes you to the mortgage application page

Mortgage Rates
Effective Date: Friday, September 21st, 2018
RateAnnual Percentage RatePoints
10 Year Fixed Rate
This loan is amortized for a period up to 10 years. The maximum LTV is 95%.
Term: 10 years Maximum Amount: $500,000
3.900%** 3.900%** 0.00%
15 Year Fixed Rate
This loan is amortized for a period up to 15 years. The maximum LTV is 95%.
Term: 15 years Maximum Amount: $500,000
4.250%** 4.250%** 0.00%
5/1 ARM
This loan has a fixed rate for the first 5 years and can be amortized for up to 30 years.
Term: 30 years Maximum Amount: $500,000
5.100%** 5.100% 0.00%
7/1 ARM
This loan has a fixed rate for the first 7 years and can be amortized for up to 30 years.
Term: 30 years Maximum Amount: $500,000
5.200%** 5.200%** 0.00%
10/1 ARM
This loan has a fixed rate for the first 10 years and can be amortized for up to 30 years.
Term: 30 years Maximum Amount: $500,000
5.400%** 5.400%** 0.00%
10/15 ARM
This loan has fixed rate for the first 10 years and can be amortized for up to 15 years.
Term: 15 years Maximum Amount $500,000
5.400%** 5.400%** 0.00%
Physicians 10/1 ARM
This loan has a fixed rate for the first 10 years and can be amortized for up to 30 years.
Term: 30 years Maximum Amount: $500,000
5.900%** 5.900** 0.00%

TruStage Car & Home Insurance. Get a quote.

Equal Housing Lender. NMLS# 410640

To view the Home Mortgage Disclosure Act Notice, click here.

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