Certificates of Deposit (CD)
A great way to grow your money securely
Our CDs or Certificates of Deposits are designed to increase your savings in a safe and secure way.
How a CD can benefit you:
- There's a wide range of terms available, from 3 to 60 months
- The interest rate is fixed for the term of the CD
- Assurance that you're getting the best rate with our Guaranteed Best Rates
- Funds in a CD are federally insured up to $250,000* by the NCUA
Save for a multitude of life events in a manner that's easy for you with First South Financial's Build-it CD product. This 3- or 6-month CD allows you to make deposits into the CD at any time, not just at maturity. It only requires $100 to open and earns the same rates as our regular CDs for the same term.
*Promotional rate is subject to change or withdrawal without notice. The minimum deposit amount required to obtain the promotional rate is $5,000 and is only valid for a 16-month term. At maturity, the CD will convert to a 12 month CD at our standard posted rate. Funds are federally insured up to $250,000 by the NCUA. Please see us for complete details.Go to main navigation