Certificates of Deposit (CD) 

A great way to grow your money securely

Our CDs or Certificates of Deposits are designed to increase your savings in a safe and secure way. 

How a CD can benefit you:

• There's a wide range of terms available, from 3 to 60 months
• The interest rate is fixed for the term of the CD
• Assurance that you're getting the best rate with our Guaranteed Best Rates 
• Funds in a CD are federally insured up to $250,000* by the NCUA

Build-it CD

Save for a multitude of life events in a manner that's easy for you with First South Financial's Build-it CD product. This 3- or 6-month CD allows you to make deposits into the CD at any time, not just at maturity. It only requires $100 to open and earns the same rates as our regular CDs for the same term. 

*Promotional rate is subject to change or withdrawal without notice.The minimum deposit amount required to obtain the promotional rate is $5,000 and is only valid for a 16-month term. At maturity the CD will convert to a 12 month CD at our standard posted rate. Funds are federally insured up to $250,000 by the NCUA. Please see us for complete details.