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Home > Checking & Savings > First South Financial CDs and IRAs

Certificates of Deposit (CD) 

CD Rate Special 2.65% or 2.45% APY on a 16 month CD

A great way to grow your money securely

Our CDs or Certificates of Deposits are designed to increase your savings in a safe and secure way. 

How a CD can benefit you:

  • There's a wide range of terms available, from 3 ot 60 months
  • The interest rate is fixed for the term of the CD
  • Assurance that you're getting the best rate with our Guaranteed Best Rates 
  • Funds in a CD are federally insured up to $250,000* by the NCUA


Build-it CD

Save for a multitude of life events in a manner that's easy for you with First South Financial's Build-it CD product. This 3- or 6-month CD allows you to make deposits into the CD at any time, not just at maturity. It only requires $100 to open and earns the same rates as our regular CDs for the same term. 

First South Financial CD and IRA rates

*Promotional rate is accurate as of 11/07/2018 and is subject to change or withdrawal without notice.The minimum deposit amount required to obtain the promotional rate is $5,000 and is only valid for a 16-month term. At maturity the CD will convert to a 12 month CD at our standard posted rate. Funds are federally insured up to $250,000 by the NCUA. Please see us for complete details.





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