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Refer your friends and family and you'll both get $50 when they join!*

VISA Credit Card

Grow Your Credit, One Swipe at a Time!

Apply today!

The Share Secured Visa helps you build or rebuild with confidence.

Share Secured Credit Card details:

  • Funds are secured in the savings account
  • The cards are excluded from automatic increases
  • Timely payments are reported to the credit bureaus which helps to build or rebuild credit

For more information, give us a call at 901-380-7400 or stop by any of our banking centers today!

Apply today!

Credit Card Rates
Effective Date: Friday, October 10th, 2025
NameAPR
Titanium/Edge 17.25% APR to 18.00% APR*
Platinum Flex/Rewards 15.25% APR to 18.00% APR*
Platinum Advantage 13.25% APR to 18.00% APR*
Fresh Start Visa Platinum 13.25% APR to 18.00% APR*
Share Secure Visa 13.25% APR to 18.00% APR*

*Some minimal criteria does apply and not all applicants will qualify. Full net pay must be direct deposited to a First South Financial Checking or Savings Plus account. Rates are variable, and the Fresh Start Visa interest rate is the same as the Platinum Advantage Visa interest rate. Applicants in an active bankruptcy are not eligible. Please see us for complete details. Equal Opportunity Lender. Offers are subject to change or withdrawal without notice. You may access the disclosure here.

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