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Home > Checking & Savings > First South Financial Checking Accounts

Checking Accounts

standard checking account

This checking account offers you all the convenience and access without all the hassles and fees you don’t. Learn more about our standard checking account here.

student checking account

In college, every penny counts. That’s why we offer this no-fee checking account to help you make your money go farther. Learn more about our student checking account here.

savings plus account

If you need a checking account but don’t need checks, then this account is for you. Learn more about our savings plus account here.

@nywhere checking account

Got a mobile lifestyle? Like to do all your banking remotely? Don't need to go to a branch? Then this account is for you. Learn more about our @nywhere checking here.

money market account

This interest bearing account offers a higher yield which makes it a great place to keep excess funds that you need to access quickly. Learn more about our money market account here.

health savings account

This account is the perfect companion for a high-deductible health care plan. Learn more about our health savings account here.

Our ABA routing number is 284085375.

Reorder Checks

You may reorder your checks at any time by clicking here. This link cannot be used if you are ordering checks for the first time. If this is your first check order please call us at 901.380.7400 or 800.872.3728 or stop by any one of our banking centers

Direct Deposit/Payroll Deduction/Deposits

Access our direct deposit/payroll deduction form here or within online banking.

You can make deposits in person at any of our banking centers and some of our ATMs. Need to deposit a check and we're not open? No problem! Use our mobile banking app!

Need a deposit slip? You can access one by clicking here

Not sure which checking account is best for you?  This comparison chart might help

  Standard @nywhere checking** Student Savings Plus Money Market Health Savings
Opening Amount None None None None None None
Minimum Balance Requirement $200.00* $200.00* None $200.00* $2,500.00* N/A
Monthly Service Fee $12.00* $12.00* None $12.00* $15.00* $3.95
Visa EMV Debit Cards Yes Yes Yes Yes Yes Yes
Online & Mobile Banking Access Yes Yes Yes Yes Yes Yes
eAlerts Yes Yes Yes Yes Yes Yes
Overdraft Privilege Yes Yes Yes Yes No No
ATM fees refunded? No Yes, up to $15 a month** No No No No
Mobile deposit fees refunded? No Yes** No No No No
Bill Pay fees refunded? No Yes** No No No No

*If the balance falls below the minimum balance requirement a monthly service fee will apply.

**This account can only be opened online. These benefits require the use of estatements, at least 15 debit card purchases and no branch or call center transactions in a month's time. Fees are charged and then refunded. Please see the @nywhere checking page for complete details.

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