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Platinum FLEX Rewards Credit Cards

0.00% APR 12-month introductory rate! Plus,earn double points on retail purchases until 12/31/21!

 Learn more here.

Platinum VISA card

Our Platinum Flex Rewards card should be at the top of your wallet! Here's why.

You get all the benefits of our Visa Platinum credit card and:

Earn one point for every one dollar in purchases you make with your First South Financial Visa Platinum Flex/Rewards card. The points you earn can be redeemed for merchandise or travel at

Once you've created a user name and password for you can start redeeming your points for merchandise for:

  • Electronics -  from name brands such as Sony, Samsung, Nikon, HP, iHome and more!
  • Housewares - from companies like Calphalon, Weber, Cuisinart, Chicago Cutlery, Bissel and more
  • Personal - watches, jewelry, leather goods, apparel, gift cards, handbags, etc... from Ralph Lauren, Guess, Kate Spade, Movado, Dooney & Burke and others
  • Travel - flights, cruises, experiences, car rentals, hotels, etc... from all major airlines, cruise lines, rental car companies and hotel chains
  • Gift Cards - a wide range of retailers - clothing, restaurants, and more
  • Cash back - your points can also be redeemed for cash

Plus, there are many ways that you can earn double points, triple points and more!

Apply Now

We also offer many ways to make your credit card loan payments. Learn more about our loan payment options.

Looking to build or rebuild your credit, then the Fresh Start VISA Platinum card is for you!


Your rate will be 11.25% APR to 19.25% APR based on your credit worthiness. You may access the disclosure here. This APR will vary with the market based on the Prime Rate. All credit card applications are subject to approval and not all applicants will qualify. Offer is subject to change or withdrawal without notice. Please see First South Financial for complete details. First South Financial is an equal opportunity lender.

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