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Health Savings Account

These tax-deferred accounts are designed to pay the qualified medical expenses of the HSA owner, spouse and dependents. In order to be eligible for this type of account you must be:

  • Covered by a high deductible health plan or HDHP (please check with your insurer or employer to determine if your plan is HSA eligible)
  • Not covered by another health plan that is not an HDHP
  • Not enrolled in Medicare
  • Not eligible to be claimed as a dependent on another person’s tax return

You can use the funds in the account to pay for qualified medical expenses, such as:

  • Co-pays
  • Deductibles
  • Hospital costs
  • Prescription medications
  • Some dental and vision expenses
  • Some over the counter (OTC) medications provided they are prescribed by a medical professional

You can open your health savings account by calling us at 901.380.7400, stopping by any of our banking centers or clicking the "Join Now" button below!

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