BRANCH CLOSING - Our Bartlett Banking Center will be TEMPORARILY CLOSED from Monday, July 21st, 2025, through Thursday, July 24th, 2025, and will reopen on Friday, July 25th, 2025, as a drive-thru only.

You can reach our Mortgage Department at (901) 380-7530 or mortgages@firstsouth.com during this same time frame for any mortgage-related needs. We apologize for any inconvenience and appreciate your patience. To find the most convenient banking center, please access our banking locations and hours page.

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Home } Loans } Pre-Approvals

Pre-Approved

Getting Pre-Approved

Know your financing options before you start to shop.

Shop with confidence with a pre-approved loan from us.

No matter what you're in the market for, a new car, truck, SUV, motorcycle, or even if you're thinking about purchasing a home, getting pre-approved with First South Financial offers many benefits:

  1. Our loan application process is fast and easy - you can apply online, by phone or in person. If you need an answer quickly, we can often tell you in minutes.
  2. You'll know exactly how much you can spend - knowing the maximum loan amount for which you qualify can help you quickly rule out any options that may be out of your price range.
  3. You'll know what your approximate monthly payments will be - knowing how this loan will affect your monthly budget can help you purchasing options and extras that may push that payment out of your comfort zone.
  4. You'll know the rate and loan type that works best for you - our lending personnel work with you to help you decide on the type of loan that's in your best interest

Getting pre-approved gives you more control over the entire buying process and allows you to focus on all the other decisions you have to make.

To find out more, visit any of our banking locations or call us at 901-380-7401 today!

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