Please remember that First South will never call you from our main number, 901.380.7400, and ask you to provide your full Social Security Number, full credit or debit card account number, the code on the back of the card, the expiration date or other pieces of sensitive information, such as any codes or temporary passwords used to reset access to online or mobile banking. We take the safety and security of your personal information very seriously and have many procedures and safeguards in place to keep your information safe and secure. 

PLEASE NOTE: Our Cordova banking center will be temporarily closed on Saturday, April 1, 2023. Please visit our locations and hours page to find the banking center closest to you. We apologize for any inconvenience and appreciate your patience.

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getting pre-approved

Know your financing options before you start to shop

Shop with confidence with a pre-approved loan from us.

No matter what you're in the market for, a new car, truck, SUV, motorcycle, or even if you're thinking about purchasing a home, getting pre-approved with First South Financial offers many benefits:

  1. Our loan application process is fast and easy - you can apply online, by phone or in person. If you need an answer quickly, we can often tell you in minutes.
  2. You'll know exactly how much you can spend - knowing the maximum loan amount for which you qualify can help you quickly rule out any options that may be out of your price range.
  3. You'll know what your approximate monthly payments will be - knowing how this loan will affect your monthly budget can help you purchasing options and extras that may push that payment out of your comfort zone.
  4. You'll know the rate and loan type that works best for you - our lending personnel work with you to help you decide on the type of loan that's in your best interest

Getting pre-approved gives you more control over the entire buying process and allows you to focus on all the other decisions you have to make.

To find out more, visit any of our banking locations or call us at 901-380-7401 today!



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