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Personal Loans

Personal Loan Options

Loans to fit any type of need.

Need some cash for a purchase? Want to purchase an antique vehicle? Did Rover treat your couch as a chew toy?  Listed below is some specific information about the types of loans we offer when your borrowing needs don't fit any one specific type of loan.

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Unsecured/Personal Loans and Lines of Credit

These types of loans do not require any kind of collateral and the amount you can borrow is based on your credit history and income level.

Unsecured/Personal Loans and Lines of Credit Rates
Effective Date: Saturday, December 7th, 2019
Loan TypeAPRMaximum Loan Amount
Personal/Unsecured Loan 11.00% to 18.00%* $25,000.00
Personal/Unsecured Line of Credit 11.00% to 18.00%* $25,000.00

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Vacation Loans

If you don't want to put that dream vacation on a credit card, then these loan options provide competitive rates and terms.

Vacation Loan Rates
Effective Date: Saturday, December 7th, 2019
Loan TypeAPRMaximum Loan Amount
Vacation Loan 10.00%* varies by applicant

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Share and CD Secured Loans

These loan types allow you to borrow against the funds you have in savings, checking or a CD. This can be a great way to get quick access to cash without making a withdrawal.

Share and CD Secured Loan Rates
Effective Date: Saturday, December 7th, 2019
Loan TypeAPRMaximum Loan Amount
Shares Secured Loan dividend rate + 3.00%* up to 100% of the available account balance
CD Secured Loan dividend rate + 3.00%* Up to 90% of the amount of the CD balance

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Student Loans

First South Financial Student loans

 

We also offer many ways to make your loan payments. Learn more about our loan payment options.

First South Financial TruStafe

A personal loan with a rate of 9.25% and a term of 60 months will have a payment of approximately $20.89 per $1,0000 borrowed. Rates are subject to change or withdrawal without notice, please see us for complete details.

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