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First Mortgages

We are a full-service mortgage lender - let our lending experts help you find the loan that's just right for you!

Already know which kind of loan you want? 

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Jumbo mortgage loans

Have a mortgage loan over $766,550? We can help you with great rates and outstanding service.

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conventional Mortgage Loans

We offer all the standard loan types you may want or need. They are generally fixed-rate options with terms up to 30 years.

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FHA LOANS

An FHA insured loan is a US Federal Housing Administration mortgage insurance backed mortgage loan.

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VA LOANS

A VA loan is a mortgage loan guaranteed by the United States Department of Veterans Affairs.

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First South Financial is a member financial institution of the Federal Home Loan Bank of Cincinnati's Welcome Home Program.

Have questions about which mortgage is right for you? 

Our team of mortgage professionals are here to help you!

Already know which kind of loan you want?

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Ask a Mortgage Loan Officer: What are Points?

Our Mortgage Loan Officer, John Eanes, answers a question he gets asked frequently: What are points?

GETTING PRE-APPROVED

KNOW YOUR FINANCING OPTIONS BEFORE YOU START TO SHOP

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TruStage Car & Home Insurance. Get a quote.

Equal Opportunity Lender. NMLS# 410640

To view the Home Mortgage Disclosure Act Notice, click here.

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