Please remember that First South will never call you from our main number, 901.380.7400, and ask you to provide your full Social Security Number, full credit or debit card account number, the code on the back of the card, the expiration date or other pieces of sensitive information, such as any codes or temporary passwords used to reset access to online or mobile banking. We take the safety and security of your personal information very seriously and have many procedures and safeguards in place to keep your information safe and secure. 

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Home > Credit Cards > VISA Platinum Credit Cards > Fresh Start VISA Platinum Credit Card

VISA Credit Card

Fresh start visa platinum credit card

Because everyone deserves a fresh start

If you need to build or rebuild your credit and need a credit card with fantastic benefits and a great rate, then this card is for you!

Our Fresh Start Credit Card* is not a secured card nor is a co-signer or co-borrower with good credit required.

The card automatically comes with a $250 credit limit which allows you a chance to have access to credit without getting in over your head.

Your timely payments are reported to the credit bureaus which helps to build or rebuild your credit.

And we will review your account periodically to see if you qualify for a higher limit.

For more information, give us a call at 901-380-7401 or stop by any of our banking centers today!

Apply Now

Credit Card Rates
Effective Date: Saturday, December 2nd, 2023
Titanium/Edge 18.50% APR to 26.50% APR*
Platinum Flex/Rewards 16.50% APR to 24.50% APR*
Platinum Advantage 14.50% APR to 22.50% APR*

*Some minimal criteria does apply and not all applicants will qualify. Please see us for complete details. Equal Opportunity Lender. Offers are subject to change or withdrawal without notice. You may access the disclosure here.

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