Please remember that First South will never call you from our main number, 901.380.7400, and ask you to provide your full Social Security Number, full credit or debit card account number, the code on the back of the card, the expiration date or other pieces of sensitive information, such as any codes or temporary passwords used to reset access to online or mobile banking. We take the safety and security of your personal information very seriously and have many procedures and safeguards in place to keep your information safe and secure. 

First South Financial Go to main content Search
Home > Credit Cards > Credit Card Specials

Switching Means Saving 0% APR for 12 Months

check out this great credit card offer! 

Open a First South Financial VISA credit card today and transfer your higher-rate card balances to save on interest for a whole year!

Plus, Use your Titanium/Edge card or Flex/Rewards card to get a great low rate and earn reward points!

Apply Now

Credit Card Rates
Effective Date: Monday, March 4th, 2024
Titanium/Edge 18.50% APR to 26.50% APR*
Platinum Flex/Rewards 16.50% APR to 24.50% APR*
Platinum Advantage 14.50% APR to 22.50% APR*

To find out more, call us today at 901-380-7400 or stop by any of our banking centers.


*Offers valid until 3/30/24 and are subject to change or withdrawal without notice. Please see us for complete details. Balance transfers are subject to a per balance transfer fee of $5 or 5% of the balance transfer amount, whichever is greater.  Balances cannot be transferred from existing First South Financial loans or credit cards. Double points for retail purchases are awarded on purchases minus any returns. Credit cards are subject to approval criteria, not all applicants will qualify. No annual fee. Application and solicitation disclosure.

Go to main navigation