Money Market - High Interest Savings up to 2.18% APY*
Earn up to 2.18% APY* on Money Market Savings!
Start Saving Money Market Specials
If you want to keep some of your funds liquid but earn a higher rate of return than a standard checking or savings account, then this is the perfect option for you.
A Money Market account comes with:
- Online banking & Mobile banking
- Access via checks
- Earn 0.70% - 2.18% APY* depending on balance!
- Balances of $250,000 - $499,999 earn 1.68% APY*
- Balances of $500,000+ earn 2.18% APY*
You can make unlimited deposits and up to 6 transfers or withdrawals per month at no charge*.
Get $75 With Direct Deposit Switch
Sign up for direct deposit and you'll get $75*. Plus now you'll automatically get Your Money one business day SOONER with Early Pay!* Click here for details.
If you enjoy banking with us, don't keep it a secret!
Refer your friends and family and you'll both get $50 when they join!* Click here for details.
Not a member? Not a problem.
Opening an account is fast, simple, and can be done entirely online. Click Become a Member below or stop by any First South Financial location with your:
- Government-issued ID
- Social Security number
- Proof of address
Our team will help you find the account that’s right for you and get you started on your financial journey.
| Balance | Annual Percentage Yield |
|---|---|
| 0 - $2499.99 | 0.70% APY |
| $2,500 – $14,999.99 | 0.80% APY |
| $15,000 – $24,999.99 | 0.90% APY |
| $25,000 – $49,999.99 | 1.00% APY |
| $50,000 – $99,999.99 | 1.10% APY |
| $100,000 – $249,999 | 1.20% APY |
| $250,000 – $499,999 | 1.68% APY |
| $500,000 and over | 2.18% APY |
| APY = Annual Percentage Yield. All rates subject to change without notice. Call 901.380.7400 for current rate information. The minimum required to open the above accounts is the same as the minimum required to earn corresponding interest. | |
*There is a per withdrawal charge starting with the 7th withdrawal. Please see us for complete details.
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