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Introducing Early Pay. Get your direct deposit one business day sooner.

don't have direct deposit set up with us? sign up for direct deposit and you'll get $50*

Plus now you'll automatically get Your Money one business day SOONER with early pay!*

If you already have direct deposit with us, there's nothing you need to do - this is available for eligible direct deposits now!

Direct deposit is one of the fastest and safest ways to receive funds. And now we've made it even better and faster with Early Pay. 

That means that if your funds are scheduled to deposit on the 15th, we'll post them on the 14th. A whole day early! And if your direct deposit normally posts on a Monday, you'll get it the Friday before!

You can find the information you need to set up direct deposit by clicking or tapping on the Details tab of your checking or savings account inside online or mobile banking.

Does your Human Resources or Payroll Department require a form? We've got one you can fill out and submit to them.

Have questions? Need more information? Please don't hesitate to call us at 901.380.7400 or email us at mail@firstsouth.com. You can also use the message center inside mobile or online banking.

*$50 direct deposit offer does not apply to existing direct deposits and will be paid in 3 to 4 business days after the direct deposit posts. Must the full amount of net pay or benefits and at least $100 to qualify. Direct deposit offer valid until 6/30/22 and the direct deposit must post by 8/31/22. Not all direct deposits will qualify for Early Pay, please see us for complete details. Early Pay applies to eligible incoming ACH credits and will be posted one business day early from the settlement date provided in the ACH file we receive. Excludes weekends and holidays. Account must be in good standing and information provided on the ACH file must be correct in order for the deposit to post early. Does not apply to ACH debits. Offers are subject to change or withdrawal without notice, please see us for complete details.

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