Please remember that First South will never call you from our main number, 901.380.7400, and ask you to provide your full Social Security Number, full credit or debit card account number, the code on the back of the card, the expiration date or other pieces of sensitive information, such as any codes or temporary passwords used to reset access to online or mobile banking. We take the safety and security of your personal information very seriously and have many procedures and safeguards in place to keep your information safe and secure. 

PLEASE NOTE: Our Cordova banking center will be temporarily closed on Saturday, April 1, 2023. Please visit our locations and hours page to find the banking center closest to you. We apologize for any inconvenience and appreciate your patience.

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Who We Are

First South Financial was founded in 1957. Originally established to serve the personnel on the Naval base in Millington, we have grown into one of the strongest and safest financial institutions in the entire nation, according to all independent rating agencies. We have locations throughout Tennessee and Mississippi along with a full suite of electronic products and services to ensure that our members can bank with us when and how they want.

Our mission

Our mission is to provide a full range of financial services to members in a convenient and efficient manner and to ensure the financial integrity and soundness of the institution.

our vision

We see First South Financial as an organization that provides high quality service while also being one of the strongest and most stable in the nation.  Maintaining our financial strength that we'll be around to serve you and your friends and family for generations to come. And that also means we can withstand many years of a severe economic downturn without having to lay off any staff, close any locations, or curtail any of our product or service offerings.

In order to achieve this vision of offering our members the service and financial solutions they need at competitive prices, we know we have to work hard every day to maintain our strong financial foundation and to have the most effective, professional staff available. Doing these two things will allow us to do our best to improve the quality of our members' lives.

Core Values

Here at First South Financial, we passionately believe:

  • Our members pay our wages; therefore, they deserve the best service we can provide at all times.
  • Happy employees are the best employees and our members deserve nothing less.
  • Honesty, integrity, and productivity are fundamental to our individual and organizational success. Our members expect this from us and we should expect it from ourselves.
  • Superior performance should be rewarded; it is valuable to our members and to each other.
  • We should do all within our power to assist our members no matter their financial status. All members deserve to be treated fairly and with dignity and respect.

It's been our honor and pleasure to be the trusted financial partner of so many individuals since our inception in 1957. If you're looking for a great place to bank, then look no further. We're ready to welcome you whenever you're ready to join us!



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