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Home > Checking & Savings > CDs & IRAs > CD Rate Specials

2.65% APY on a 16 month CD with a checking account or 2.45% APY on a 16 month CD with no checking account

First South has the best rates in town on CDs and IRAs. Guaranteed.

Plus, when you open a CD or IRA* with us you'll also be banking with one of the strongest institutions in the nation.

And if you do find a local bank or credit union with a better rate, we'll beat it!

Now is the time to invest in your future, so act fast! 

Open An Account

Call us at 901-380-7400 or stop by any of our banking centers today!


* Please consult your tax advisor in regards to your eligibility to open an IRA. Offers are subject to change or withdrawal without notice. Please see us for complete details. Federally insured by NCUA. First South Financial is headquartered in Bartlett, TN with convenient banking centers in Tennessee and Mississippi.



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