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Guaranteed Best CD Rates.

Certificate special - 2.20% APY for 25-months or 1.70% APY for 13 months*

take advantage of these great offers today!

Let your money work harder for you by opening a certificate with First South Financial, one of the strongest financial institutions in the nation.

You can open your certificate by calling us at 901.380.7400, visiting any banking center, or via online or mobile banking.

And if you don't already bank with us, you can start a relationship with us in just minutes! 

Open An Account

Call us at 901-380-7400 or stop by any of our banking centers today!

*APY = Annual Percentage Yield. 2.20% APY is for a certificate with a 25-month term with a minimum deposit amount of $20,000.00. At maturity it will convert to an 18-month term at our standard posted rates. 1.70% APY is for a certificate with a 13-month term with a minimum deposit amount of $20,000. At maturity it will convert to a 12-month certificate at our standard posted rates. Early withdrawal penalties apply. Members may use funds on deposit with First South Financial to open the 25-month certificate or the 13-month certificate provided that least $2,500.00 of the opening deposit is new money from another source. Rates are accurate as of 8/2/22 and rates and offers are subject to change or withdrawal without notice. Other rates and terms are available. Not available to institutional investors. Please see us for complete details. Federally insured by NCUA.

First South Financial is headquartered in Bartlett, TN with convenient banking centers in Tennessee and Mississippi.

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