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At This Rate You Shouldn't Wait CD and IRA Rate Specials

Reach your savings faster.

Open an accountOpen your promotional CD

Take advantage of these great offers today!

  • OPEN A 4-MONTH CERTIFICATE AND EARN 4.25% APY*!
  • Open A 7-MONTH IRA AND EARN 4.50% APY*!

Let your money work harder for you by opening a Certificate (CD) or Traditional IRA with First South Financial, one of the strongest financial institutions in the nation.

You can open your Certificate (CD) or IRA by calling us at 901.380.7400 or by visiting any banking center.

And if you don't already bank with us, you can start a relationship with us in just minutes! 

Open an accountOpen your promotional CDCurrent rates

Call us at 901-380-7400 or stop by any of our banking centers today!

CD (Certificate) and IRA Specials
Effective Date: Thursday, November 7th, 2024
NameTermMinimum to openDividend RateAnnual Percentage Yield
4 Month Certificate 4 months $5,000 4.184% 4.250%
7 Month IRA 7 months $5,000 4.426% 4.500%

*APY = Annual Percentage Yield. Minimum deposit amount of $5,000.00. Offer subject to change at anytime. 4.250% Annual Percentage Yield (APY)/4.184% dividend rate is valid for the 4-month term. At maturity the full certificate balance will revert to a 3-month certificate at our standard posted rate. 4.500% Annual Percentage Yield (APY)/4.426% dividend rate is valid for the 7-month term. At maturity the full balance will revert to a 6-month IRA at our standard posted rate. Cannot be combined with any other promotional certificate offer. Other rates and terms are available. Federally insured by NCUA. Offer subject to change or withdrawal without notice, please see us for complete details.

First South Financial is headquartered in Bartlett, TN with convenient banking centers in Tennessee and Mississippi.

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