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Guaranteed Best CD Rates.


Certificate special - 3.00% APY for 25 months or 2.50% APY for 13 months*

take advantage of these great offers today!

Let your money work harder for you by opening a certificate with First South Financial, one of the strongest financial institutions in the nation.

You can open your certificate by calling us at 901.380.7400, visiting any banking center, or via online or mobile banking.

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CD (Certificate) Specials
Effective Date: Tuesday, November 29th, 2022
NameTermminimum to openRateAnnual Percentage Yield
13 Month Certificate 13 months $5,000 2.472% 2.50%
25 Month Certificate 25 months $5,000 2.960% 3.00%

*APY = Annual Percentage Yield. Minimum deposit amount of $5,000.00. At maturity the 25 month CD will convert to an 18-month term at our standard posted rates.  At maturity the 13 month CD will convert to a 12-month certificate at our standard posted rates. The APY is an annualized rate that reflect estimated dividend earnings based on the dividend rate and frequency of compounding. Early withdrawal penalties apply. Rates and offers are subject to change or withdrawal without notice. Other rates and terms are available. Not available to institutional investors. Please see us for complete details. Federally insured by NCUA.

First South Financial is headquartered in Bartlett, TN with convenient banking centers in Tennessee and Mississippi.

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