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2.65% APY on a 16 month CD with a checking account or 2.45% APY on a 16 month CD with no checking account

First South has the best rates in town on CDs and IRAs. Guaranteed.*

Plus, when you open a CD or IRA** with us you'll also be banking with one of the strongest institutions in the nation.

And if you do find a local bank or credit union with a better rate, we'll beat it!*

Now is the time to invest in your future, so act fast! 

Open An Account

Call us at 901-380-7400 or stop by any of our banking centers today!

 

*Offer valid only for currently advertised rates of commercial banks and credit unions headquartered in Memphis, Dyersburg, or Jackson, TN only. Offers and rates are subject to change or withdrawal without notice, please see us for complete details. Loans are subject to approval criteria, not all applicants will qualify. A minimum credit score of 700 required. Cannot be combined with other offers. $50 will be paid if there is a completed and approved loan application on file or valid proof of the CD or IRA rate, all guidelines and criteria are met, and we choose not to beat the rate. $50 will be mailed to you within 14 business days from completing the Redemption Form, which is available at our banking centers. Equal Opportunity and Equal Housing Lender. Federally insured by NCUA.

** Please consult your tax advisor in regards to your eligibility to open an IRA. Offers are subject to change or withdrawal without notice. Please see us for complete details. Federally insured by NCUA. First South Financial is headquartered in Bartlett, TN with convenient banking centers in Tennessee and Mississippi.

 

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