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2.65% APY on a 16 month CD with a checking account or 2.45% APY on a 16 month CD with no checking account

First South has the best rates in town on CDs and IRAs. Guaranteed.

CD and IRA special

2.45% APY on a 16 month CD/IRA or 2.65% APY on a 32 month CD/IRA*

Plus, when you open a CD or IRA with us you'll also be banking with one of the strongest institutions in the nation.

And if you do find a local bank or credit union with a better rate, we'll beat it!

Now is the time to invest in your future, so act fast! 

Open An Account

Call us at 901-380-7400 or stop by any of our banking centers today!


*$5,000 minimum opening balance required. Offers do not apply to funds currently on deposit with First South FinancialEarly withdrawal penalties do apply. At maturity, the 16-month CD or IRA will convert to a 12-month term at our standard posted rates and the 32 month CD or IRA will convert to a 30 month term at our standard posted rates. Please consult your tax advisor in regards to your eligibility to open an IRA. Other rates and terms are available. Offers are subject to change or withdrawal without notice. Please see us for complete details. Federally insured by NCUA.



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