Low Rate Auto Loans -- Smart and Affordable for Every Ride
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If it moves, we can help you own it!
At First South, we offer low rate auto loans designed to fit your financial needs, whether you're financing a car for the first time or looking to refinance loans. Our competitive auto loan rates are tailored to match your credit score and credit history, allowing you to secure a favorable annual percentage rate (APR). With flexible loan terms and a customizable loan amount, you can easily apply for an auto loan that suits your budget. Our streamlined application process ensures you get the best financing options, especially if you have excellent credit. Start your journey to owning your vehicle today!
From cars, trucks, SUVs, and EVs to boats, motorcycles, RVs, and more — First South Financial has you covered.
Our friendly, knowledgeable team is here to guide you every step of the way, working with you to get the loan that fits your life and budget. Plus, with our quick and easy online application, you’ll be on the road (or water, or trail!) in no time.
| Loan Type | Rates as low as | Terms up to |
|---|---|---|
| New & Used Autos | 5.39% APR* | 84 months |
| Boats & Motorcycles | 10.35% APR* | 84 months |
| Recreational Vehicles | 10.10% APR* | 144 months |
| *APR = Annual Percentage Rate. Payments are approximately $30.56 per $1,000 borrowed for a 36 month term with an APR of 6.30%. Rates are subject to change or withdrawal without notice. | ||
Skip-A-Pay
See eligibility details below:
- Notify First South Financial prior to the due date
- $35 Skip-A-Pay fee for each loan skipped from your savings or checking account
- Interest charges will accrue from skipping a payment
- Payments that have been made cannot be refunded
- Does not apply to Fresh Start, first mortgages, business loans, credit cards, or home equity loans with a great than 90% loan to value
- Maximum two skips per year
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GETTING PRE-APPROVED
KNOW YOUR FINANCING OPTIONS BEFORE YOU START TO SHOP
We also offer many ways to make your loan payments. Learn more about our loan payment options.
*APR = Annual Percentage Rate. Rates are subject to change or withdrawal without notice. Please see us for complete details. A loan with an interest rate of 3.40% APR and a term of 60 months will have a payment of $18.15 per $1,000 borrowed.
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