BRANCH CLOSING - Our Bartlett Banking Center will be TEMPORARILY CLOSED from Monday, July 21st, 2025, through Thursday, July 24th, 2025. It will be open for drive-thru only on Friday, July 25th, 2025 and Saturday, July 26th, 2025. The branch will back to full service on Monday, July 28th, 2025.

You can reach our Mortgage Department at (901) 380-7530 or mortgages@firstsouth.com during this same time frame for any mortgage-related needs. We apologize for any inconvenience and appreciate your patience. To find the most convenient banking center, please access our banking locations and hours page.

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First South Checking Accounts

Standard Checking

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This interest bearing checking account offers you all the benefits you want without all the fees you don’t.  We have one of the lowest minimum balance requirements in the market to avoid the monthly service fee. A First South Financial checking account comes with:

If you are a member of First South Financial, you can open your checking account by logging into online banking and clicking on the “open a share” menu option.

Not a member? Open your account online now or visit one of our banking centers.

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To view our account disclosures, click here.

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