INCLEMENT WEATHER UPDATE FOR WEDNESDAY, FEBRUARY 4, 2026: To ensure the safety of our members and staff, all banking centers, except for the Nashville location, will be open from 9:30 AM to 4:00 PM CST. The Highland location will be drive-thru only. Please watch for updates, as this information is subject to change. For immediate assistance, please call us at 901-380-7400 from 7:00 AM to 6:00 PM CST or send us a message via online or mobile banking.

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Student Checking Account

Student Checking

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This free checking account is available to all full-time graduate and undergraduate students under the age of 25. And once college is over, you can transition your student checking to a standard checking account with ease!

A First South Financial student checking account comes with:

You can open your student checking account by calling us at 901-380-7400, stopping by any of our banking centers, or by clicking on the “Open a Share” option inside online banking.

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To view our account disclosures, click here.

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