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@nywhere Checking

@nywhere checking Account

Get rewarded for opening and using your account online.

@nywhere checkingSM offers the same great features and benefits as our standard checking account, including one of the lowest minimum balance requirements around*, robust overdraft protection*, and access to our complete line of Bank@nywhere products and services.

There are no additional fees for @nywhere checking, just these extra benefits:

  • Up to $15 of your monthly ATM fees refunded***
  • Free Bill pay (normally $5.95 a month)***

All you have to do to earn these benefits is meet these simple monthly requirements:

  • Make at least 15 purchases with your debit card
  • Do not perform any transactions** via a First South Financial branch or call center (if you need to call for technical support or for more information, that's okay)
  • Keep using eStatements

That's it! And if you don't make enough debit card transactions or choose to visit a branch one month, no problem! There won't be any additional fees, you just won't receive your @nywhere checking benefits for that month. And when the new month starts, so does your ability to qualify for your @nywhere checking benefits. 

Opening an @nywhere Checking account is easy!

If you don't have a banking relationship with us, no problem!

Open An Account

If you have questions, please feel free to give us a call at 901-380-7400 or email us at

Current Rates

*If at any time during the month the account balance falls below $200, a monthly service fee of $12 will apply. Waiving the service fee is not part of the benefits of @nywhere checking. Existing First South Financial checking accounts are not eligible to convert to @nywhere checking. Please see us for complete details.
**Technical support calls for online banking or mobile banking features or requests for more information are not considered transactional calls. Any transactions conducted via the call center or any branch will cause the loss of @nywhere Checking benefits for that month. 

***Bill pay fees will be refunded at month end if all requirements are met. Up to $15.00 in ATM fees per month will be refunded at month end if all requirements are met. ATM fees refunded include both fees assessed by non-First South Financial ATMs and the fees First South Financial charges for use of those ATMs.


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