Please remember that First South will never call you from our main number, 901.380.7400, and ask you to provide your full Social Security Number, full credit or debit card account number, the code on the back of the card, the expiration date or other pieces of sensitive information, such as any codes or temporary passwords used to reset access to online or mobile banking. We take the safety and security of your personal information very seriously and have many procedures and safeguards in place to keep your information safe and secure. 

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Guaranteed best rates on CDs, Car Loans, and Mortgages!

We'll beat your bank's rate

First South has the best rates in town. Guaranteed.

If you find a local bank or credit union with a better rate, we'll beat it!* 

Apply for a Mortgage   CDs: Open An Account

To find out more about our great rates, please call us today at 901-380-7400 or stop by any one of our banking centers.

Now is the time - Act today!


*Offer valid only for currently advertised rates of commercial banks and credit unions headquartered in Memphis, Dyersburg, or Jackson, TN only. Offers and rates are subject to change or withdrawal without notice, please see us for complete details. Loans are subject to approval criteria, not all applicants will qualify. A minimum credit score of 700 required. Cannot be combined with other offers. $50 will be paid if there is a completed and approved loan application on file or valid proof of the CD or IRA rate, all guidelines and criteria are met, and we choose not to beat the rate. $50 will be mailed to you within 14 business days from completing the Redemption Form, which is available at our banking centers. Equal Opportunity and Equal Housing Lender. Federally insured by NCUA.

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