Please remember that First South will never call you from our main number, 901.380.7400, and ask you to provide your full Social Security Number, full credit or debit card account number, the code on the back of the card, the expiration date or other pieces of sensitive information, such as any codes or temporary passwords used to reset access to online or mobile banking. We take the safety and security of your personal information very seriously and have many procedures and safeguards in place to keep your information safe and secure. 

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Home > Mortgages > Mortgages > All Mortgages > Long Term Mortgage Loans

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Conventional Mortgage Loans

First South Financial is a full-service mortgage lender that offers several types of mortgage loans to meet your lending needs.

Visit our latest specials page to see our great mortgage promotions!

These loans have terms up to 30 years, and, unlike our portfolio loans, are sold to another lender after closing. 

They can offer you:

  • LTVs* as high as 97%
  • Jumbo loan options available
  • FHA, VA and other options available

If you're ready to start the process, just click on the Apply Now button to get started!

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Do you have a question about our loan products or current rates? Give us a call or send us an email and we'll get back with you promptly.

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*LTV – Loan to Value. Closing costs do apply. Loans are subject to approval criteria, not all applicants will qualify. Payment Example: A 10 year fixed first mortgage loan with a 3.00% APR will have a payment of approximately $9.66 per thousand, which does not include insurance and taxes. Your payment may vary. Offers are subject to change or withdrawal without notice, please see us for complete details. Equal housing lender.NMLS # 410640.

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