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Fixed-Rate Long Term Mortgage Loans

First South Financial is a full service mortgage lender that offers several types of mortgage loans to meet your lending needs.

Visit our latest specials page to see our great mortgage promotions!

Our long-term fixed rate mortgage loans are a great option for:

Anyone looking to purchase a new home
Anyone looking to purchase a second home
Anyone looking to refinance their home for a term of longer than 10 years

The tables below illustrate the loans we offer and their features:

Term Length	20 Years	30 Years
Maximum LTV***	97%	97%
Points?	Optional	Optional
Closing Costs?	Yes	Yes
LTV to avoid PMI	80%	80%
Sold to another lender?	Yes	Yes
Available as FHA loan?	Yes	Yes
Available as VA loan?	Yes	Yes
Available as Jumbo loan?	Yes	Yes

Do you have a question about our loan products or current rates? Give us a call or send us an email and we'll get back with you promptly.

*LTV – Loan to Value. Closing costs do apply. Loans are subject to approval criteria, not all applicants will qualify. Offers are subject to change or withdrawal without notice, please see us for complete details. Equal housing lender.NMLS# 410640