FIRST SOUTH PORTFOLIO Mortgage Loans
First South Financial is a full-service mortgage lender that offers several types of mortgage loans to meet your lending needs.
Our portfolio loans are never sold to another lender - they stay with us!
This means that once you close your loan, you'll make your payments to us too. Your loan stays with us as long as you have it.
These loans are great options for purchasing a home or refinancing your current mortgage. They can offer you:
- Terms up to 30 years
- LTVs as high as 80%
- Limits as high as $510,400
Our experienced loan officers will review all your options to help you determine whether a portfolio or a conventional loan is the best fit for you.
Ready to get started?
|Effective Date: Thursday, August 5th, 2021|
|10 Year Fixed Rate||2.375%||2.625%|
|15 Year Fixed Rate||2.500%||2.750%|
|20 Year Fixed Rate||3.375%||3.500%|
|30 Year Fixed Rate||3.500%||3.750%|
|Physicians 10/1 ARM||4.500%||4.750%|
Visit our latest specials page to see our great mortgage promotions!
And ask us about our no points, fees, or closing costs option* for our portfolio loans!
Do you have questions about our loan products or services? Just give us a call or send us an email and we'll reply promptly.
KNOW YOUR FINANCING OPTIONS BEFORE YOU START TO SHOP
We also offer many ways to make your mortgage loan payments. Learn more about our loan payment options.
*LTV – Loan to Value. No points, fees or closing costs offer does not apply to existing First South Financial Loans or to certain loan types - different rates may apply for this option, please see us for complete details. Other rates and terms are available. Loans are subject to approval criteria, not all applicants will qualify. Offers are subject to change or withdrawal without notice. Please see us for complete details. Equal Housing Lender. NMLS# 410640Go to main navigation