PLEASE NOTE: We will be closed on Monday, July 4th in observance of the Independence Day holiday. 

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Guaranteed Best Mortgage Rates

Get a great low rate and $1500 in closing costs!!*

Think it's too late to refinance? think again!

Lock in a great low rate and start saving sooner with our Fast Closing Guarantee*! Close within 15 days of final approval or pay ZERO closing costs. 

Have a Home Equity Line of Credit? Now is the perfect time to lock it into a low fixed rate loan.

Apply Now

We are a full-service mortgage lender that can help you with all your mortgage lending needs.

Call us at 901-380-7400 or stop by any of our banking centers today.

Our mortgage loan officers are here to help you every step of the way!


*Fast Closing Guarantee applies to FSF inhouse loans only. If the loan does not close within 15 business days of final approval, the $1500 will not be collected from the borrower(s). Offers not valid for purchases, for existing First South Financial loans or for secondary market loans. Loans are subject to approval criteria, not all applicants will qualify. Other rates and terms are available. Offer and rates are subject to change or withdrawal without notice. Please see us for complete details. Equal Housing Lender. NMLS# 410640 First South Financial Credit Union is headquartered in Bartlett, TN with convenient banking centers in Tennessee and Mississippi.


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