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Guaranteed Best CD Rates


We have rates as low 2.99% APR* !

We are a full service mortgage lender that can help you with all your mortgage lending needs!

No matter what kind of mortgage you're looking for, FVA, VA, Jumbo, Conventional, Adjustable Rate Mortgages, we can help you!

Apply Now

Call us at 901-380-7400 or stop by any of our banking centers today!

We guarantee we have the best mortgage rates in town!

And if you find a better rate with a local bank or credit union, we'll beat it!


*2.99% APR is for a 10-year fixed-rate first mortgage with an LTV of 95% or less. Payments are approximately $9.66 per $1,000 borrowed and does not include taxes and insurance, your payment may be different. Prepaids like taxes, insurance and unpaid interest are not closing costs. Borrowers must have a credit score of 740 or higher and meet all other approval criteria in order to receive this special rate. Not all applicants will qualify. Offers do not apply to existing First South Financial loans and are subject to change or withdrawal without notice. Other terms and rates are available. Please see us for complete details. Equal housing lender. First South Financial Credit Union is headquartered in Bartlett, TN with convenient banking centers in Tennessee and Mississippi.


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