Please remember that First South will never call you from our main number, 901.380.7400, and ask you to provide your full Social Security Number, full credit or debit card account number, the code on the back of the card, the expiration date or other pieces of sensitive information, such as any codes or temporary passwords used to reset access to online or mobile banking. We take the safety and security of your personal information very seriously and have many procedures and safeguards in place to keep your information safe and secure. 

PLEASE NOTE: Our Cordova banking center will be temporarily closed on Saturday, April 1, 2023. Please visit our locations and hours page to find the banking center closest to you. We apologize for any inconvenience and appreciate your patience.

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Home > Business Services > Commercial Lending

Commercial Lending

Let us be your first choice for your commercial lending needs

Get flexible terms, great rates and unbeatable personal service

We understand the importance of commitment, personal drive and the right fiscal tools to help your business succeed. We offer a wide variety of business lending options along with the expertise to support your borrowing needs, no matter the size of your business. We have simple and smart loan options with competitive rates and terms for your commercial real estate purchase or refinance needs. We also have flexible and affordable loan or line of credit options to help cover major business expenses. Let's work together to find the best commercial lending options for you and your business.

If you have questions, please contact one of our Commercial Lending staff today. If you're ready to apply, simply click or tap on the "apply now" button. 

Commercial Lending Options

Commercial Real Estate Loans

  • Competitive fixed or variable interest rates available
  • Flexible terms up to 15 years and amoritization up to 25 years
  • Line of credit options are also available

Commercial Loan Options (non Real Estate)

  • Competitive fixed or variable interest rates and monthly payments
  • Flexible terms up to 84 months
  • Secured and unsecured options available
  • Line of credit options are also available


Our online application can accomodate loan requests from $5,000 to $500,000 and allows you to conveniently upload any requested documents. If you have a request for over $500,000 please contact us at today.


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