Please remember that First South will never call you from our main number, 901.380.7400, and ask you to provide your full Social Security Number, full credit or debit card account number, the code on the back of the card, the expiration date or other pieces of sensitive information, such as any codes or temporary passwords used to reset access to online or mobile banking. We take the safety and security of your personal information very seriously and have many procedures and safeguards in place to keep your information safe and secure. 

PLEASE NOTE: Our Cordova banking center will be temporarily closed on Saturday, April 1, 2023. Please visit our locations and hours page to find the banking center closest to you. We apologize for any inconvenience and appreciate your patience.

First South Financial Go to main content Search
Home > Guaranteed Best CD and IRA Rates

Guaranteed Best CD and IRA rates

We'll beat your bank's rate

First South has the best rates in town on CDs and IRAs. Guaranteed.

Plus, when you open a CD or IRA with us you'll also be banking with one of the strongest institutions in the nation.

And if you do find a local bank or credit union with a better rate, we'll beat it!* 

Now is the time to invest in your future, so act fast! 

Call us today at 901-380-7400 or stop by any of our banking centers today!

*Offer valid only for currently advertised rates of commercial banks and credit unions headquartered in Memphis, Dyersburg, Jackson, or Nashville TN. Beat the rate offer is only for CDs and IRAs with the same term and deposit amount as our current CDs and IRAs. Tangible proof of rate, term and deposit amount is required. Penalties for early withdrawal and other restrictions may apply. Please consult your tax advisor regarding your eligibility to open an IRA. Cannot be combined with other offers. Offer is subject to change or withdrawal without notice. Please see us for complete details. Federally insured by NCUA.

Go to main navigation