BRANCH CLOSING - Our Bartlett Banking Center will be TEMPORARILY CLOSED from Monday, July 21st, 2025, through Thursday, July 24th, 2025, and will reopen on Friday, July 25th, 2025, as a drive-thru only.

You can reach our Mortgage Department at (901) 380-7530 or mortgages@firstsouth.com during this same time frame for any mortgage-related needs. We apologize for any inconvenience and appreciate your patience. To find the most convenient banking center, please access our banking locations and hours page.

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Standard Savings Accounts

Standard Savings Account

Open an account

This account is the basis of your relationship with First South Financial and has no monthly service fee. Open with $25 and those funds remain on deposit to secure your ownership share of First South Financial. This is an interest bearing account that provides you with:

You can use your First South Financial Savings Account as a source of overdraft protection for your First South Financial checking account, provided there are available funds** in the account. To open your First South Financial Savings account, click on the “open an account” link located underneath the online banking sign in area.

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*If you use the Visa Debit Card issued with your savings account for purchases, the Standard Savings Account will convert to a Savings Plus Account and there will be a monthly service fee if the account balance falls below the daily minimum balance requirement. Using non-First South Financial ATMs for cash withdrawals may incur fees.

**A per transfer fee may apply. See us for complete details.

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