Please remember that First South will never call you from our main number, 901.380.7400, and ask you to provide your full Social Security Number, full credit or debit card account number, the code on the back of the card, the expiration date or other pieces of sensitive information, such as any codes or temporary passwords used to reset access to online or mobile banking. We take the safety and security of your personal information very seriously and have many procedures and safeguards in place to keep your information safe and secure. 

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Home > Checking & Savings > Savings > All Savings Accounts > Standard Savings Account

Standard Savings Accounts

Standard Savings Account

This account is the basis of your relationship with First South Financial and has no monthly service fee. Open with $25 and those funds remain on deposit to secure your ownership share of First South Financial. This is an interest bearing account that provides you with:

You can use your First South Financial Savings Account as a source of overdraft protection for your First South Financial checking account, provided there are available funds** in the account. To open your First South Financial Savings account, click on the “open an account” link located underneath the online banking sign in area.

Current Rates

*If you use the Visa Debit Card issued with your savings account for purchases, the Standard Savings Account will convert to a Savings Plus Account and there will be a monthly service fee if the account balance falls below the daily minimum balance requirement. Using non-First South Financial ATMs for cash withdrawals may incur fees.

**A per transfer fee may apply. See us for complete details.

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