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|Visa Platinum||First Mortgages|
|Member Refer||Home Equity Line of Credit|
If you're thinking about a great vacation, a major remodeling project, or paying off debt, this offer is a great way to make that happen!
Our home equity lines of credit have the following benefits:
- Loan-to-Value ratios as high as 80%
- ABSOLUTELY no points, fees, or closing costs
- Limits as high as $500,000
- Easy application and approval process
*Offer valid until 12/31/20 and is subject to change or withdrawal without notice, please see us for complete details. Does not apply to existing First South Financial home equity lines of credit (HELOC) or home equity loans. 2.25% APR is valid for 6 months. After 6 months the rate will convert to our standard posted rate for which you qualify, which is based on Prime plus a margin. Maximum LTV is 80%. Balances cannot be transferred from existing First South Financial loans or credit cards to a First South Financial HELOC. Loans are subject to approval criteria, not all applicants will qualify. Equal housing lender.
Get a First South Financial Titanium Edge card today and you can get 0.00% APR for:
- Balance Transfers made in the 1st 90 days
*Offers valid until 12/31/20 and are subject to change or withdrawal without notice. Please see us for complete details. 0.00% APR is valid for a period of 12 billing cycles based on the card open date or the first balance transfer date. After that the rate will convert to the rate for which you qualify. Balance transfers are subject to a per balance transfer fee of $5 or 3% of the balance transfer amount, whichever is greater. Balances cannot be transferred from existing First South Financial loans or credit cards. Credit cards are subject to approval criteria, not all applicants will qualify. No annual fee.
- Easy application and closing process
- We are a full service mortgage lender
- Apply securely online at any time from anywhere
Have questions? give us a call at 901-380-7530.
*2.500% is for a 10 year fixed rate first mortgage with an LTV of 80% or less and an approximate APR of 2.750%. Payments are approximately $9.43 per $1,000 borrowed and does not include taxes and insurance. Your payment may be higher. Borrowers must have a credit score of 740 and meet all other lending criteria to obtain this special rate. Prepaids like taxes, insurance and unpaid interest are not closing costs. No points,fees or closing costs offer does not apply to existing First South Financial loans or to secondary market loans. Other rates and terms are available. Not all applicants will qualify - loans are subject to approval criteria. Offer is subject to change or withdrawal without notice. Please see us for complete details. Equal housing lender.
If you enjoy banking with us, don't keep it a secret!
Refer your friends and family to us and you'll both get $25* when they open an account with us.
*Offer valid until 12/31/20 and cannot be combined with other offers. Existing First South Financial members cannot be referred. Offer is subject to change or withdrawal without notice, please see us for complete details.
Avoid the hassle and save time with direct deposit! We'll give you $50* when your qualifying direct deposit posts to your First South account!
*Offer valid until 12/31/20 and does not apply to existing First South Financial direct deposits. Must be the full amount of your net pay or benefits and most post by 08/31/20. $50 will be paid 3 to 4 business days after the direct deposit posts. Some types of direct deposits do not qualify. Offer is subject to change or withdrawal without notice. Please see us for complete details. Federally insured by NCUA.
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