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Current Promotions

Looking for a particular special? Just click on the category name to be taken right to it!

Home Equity Line of Credit Visa Platinum
Member Refer First Mortgages
Vehicle Refinance  
   

Open a Home Equity Line of Credit and get up to $300 cash back!*

  • Open a First South Financial HELOC by June 30th
  • Draw on your HELOC as many times as you'd like or need in the first 90 days the loan is open
  • If your draws total $10,000 - $25,000, you'll get $200 cash back or
  • If your draws total over $25,000, you'll receive $300 cash back

If you're thinking about home improvements, remodeling, going on vacation, college tuition or paying off debt, our home equity line of credit special is a great option for any of these projects!

Don't wait! Apply today!

*Offers valid only for HELOCs opened 04/01/2018 to 06/30/2018. The total amount of draws made in the first 90 days the loan is open will be the basis for determining the one-time cash bonus, which will be either $200 or $300, and will be paid into your First South Financial account 3 to 4 business days after the 90-day period ends. Loan must be open and in good standing to receive the one-time bonus. Loans are subject to approval criteria, not all applicants will qualify. Equal housing lender.


4.99% APR intro rate for 12 months* on our Visa Platinum credit card!

This great introductory rate is valid for our regular card as well as our rebate and rewards cards too! This rate is good for:

  • Balance Transfers
  • Purchases

To find out more, please click here. Ready to apply? Click here.

*4.99% APR introductory rate is valid until 06/30/2018 and is valid for 12 billing cycles. After the promotional period ends, the rate will convert to the rate for which you qualify at account opening. Loans are subject to approval, not all applicants will qualify. Offer is subject to change or withdrawal without notice. Please see First South Financial for complete details. Equal opportunity lender. Rate is valid as of 02/01/2018. No annual fee.


4.25% APR* on 10-year fixed rate first mortgage!

Hurry before rates go up! LIMITED TIME OFFER!

  • Absolutely no points, fees, or closing costs!
  • Easy application and closing process
  • This loan stays with us - it is never sold!**

To find out more, please click here. Ready to apply? Click here.

*Valid through 06/05/2018 and for an LTV of 97% or less. Payments are approximately $10.25 per $1,000 borrowed. Payment does not include taxes and insurance, your actual payment obligation may be higher. No points, fees or closing costs offer does not apply to existing First South Financial first mortgages. Closing costs do apply for some loans and other rates and terms are available. Not all applicants will qualify - loans are subject to approval criteria. Offers are subject to change or withdrawal without notice. Please see us for complete details. Equal housing lender.


Refer your friends and family to First South and you'll both get $25!*

*Offer valid until 06/30/18. Referred members cannot be existing members of First South Financial and $25 bonus will be paid 1 to 2 business days after account opening. $10 one time membeship fee and $25 minimum deposit into savings is required at account opening. Accounts must be in good standing to qualify for the $25 referral bonus.


2% cash back on Vehicle Refinances!

Refinance your vehicle loan from its current lender to First South and receive 2% cash back! This offer is good for all kinds of vehicle loans - cars, trucks, SUVs, boats, motorcycles, RVs, etc.

Look at how much cash you could get back:

Loan Amount:     Cash Back:
$20,000               $   400
$25,000               $   500
$30,000               $   600
$35,000               $   700
$40,000               $   800
$45,000               $   900
$50,000               $1,000

So what are you waiting for? Apply today!

*Offer valid until 06/30/18 and does not apply to existing loans. 2% cash back rebate is based on the loan amount and capped at $1,000 per loan. Rebate will be paid 1-2 business days after loan closes. Loans are subject to approval criteria, not all applicants will qualify. Equal opportunity lender.


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