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Current Promotions

Looking for a particular special? Just click on the category name to be taken right to it!

Member Refer Visa Platinum
Vehicle Loans First Mortgages
Youth Accounts  
   

 

0.00% APR intro rate for 12 months* on our Visa Platinum credit card!

Get a First South Financial Visa Platinum card today and you can get 0.00% APR for:

  • Purchases
  • Balance Transfers made in the 1st 90 days

Already have a First South Financial Visa Platinum? You can get 0.00% APR for 12 months for balance transfers!*

*Offers valid until 05/31/19 and are subject to change or withdrawal without notice. Please see us for complete details. 0.00% APR is valid for a period of 12 billing cycles based on the card open date or the first balance transfer date. After that the rate will convert to the rate for which you qualify. Balance transfers are subject to a per balance transfer fee of $5 or 3% of the balance transfer amount, whichever is greater. Offer does not apply to existing First South Financial Visa Platinum credit cards that currently have a promotional rate on the account. Credit cards are subject to approval criteria, not all applicants will qualify. No annual fee. Equal Opportunity Lender.


We have great low rates on our mortgage loans! Check out this  3.75% APR on our 10 year fixed or 4.00% APR on our 15-year fixed!

  • Absolutely no points, fees, or closing costs!
  • Easy application and closing process
  • This loan stays with us - it is never sold!**

To find out more, visit our guaranteed best mortgage special page. Ready to apply? Visit our mortgage application site.

* 3.75% APR is for a 10 year fixed rate first mortgage with an LTV of 95% or less. Payments are approximately $10.01 per $1,000 borrowed and does not include taxes and insurance. 4.00% APR is for a 15 year fixed rate first mortgage with an LTV of 95% or less. Payments are approximately $7.40 per $1,000 borrowed and does not include taxes and insurance Your payment may be higher. Borrowers must have a credit score of 740 and meet all other lending criteria to obtain these special rates. Prepaids like taxes, insurance and unpaid interest are not closing costs.  No points, fees or closing costs offer does not apply to existing First South Financial first mortgages or to long-term fixed-rate mortgages. Closing costs do apply for some loans and other rates and terms are available. Not all applicants will qualify - loans are subject to approval criteria. Offer is subject to change or withdrawal without notice. Please see us for complete details. Equal housing lender.


Refinance your vehicle loan with First South and get 1% cash back!

Let First South give you a rate check up on your vehicle loan today! We may be able to lower your rate and give you cash back too! *

So what are you waiting for? Apply today!

*Offer valid 01/01/2019 to 03/31/2019 and does not apply to existing First South financial loans. Maximum cash back amount is $750 per loan. Loans are subject to approval criteria, not all applicants will qualify. Offer is subject to change or withdrawal without notice. Please see us for complete details.Equal opportunity lender.


Refer your friends and family and you'll both get $50 when they join!*

If you enjoy banking with us, don't keep it a secret! Refer your friends and family to First South Financial today!

*Offer valid until 03/31/19. Current members cannot be referred members. New members must pay the $10 membership fee and make the initial $25 minimum deposit into savings. $50 will be paid 1 to 2 business days after the referred member joins. Cannot be combined with other offers. Offer is subject to change or withdrawal without notice. Please see us for complete details.


Open a Youth Savings Account today for free!*

Available for those under the age of 18, a Youth Savings Account is a great way start a bright financial future!

Open one by March 31, 2019 and we'll:

  • Waive the $10 membership fee
  • Make the initial $25 deposit

What are you waiting for? Start one today!

*Offer valid until 03/31/19 and does not apply to existing First South Financial accounts. Primary member must be younger than 18 and a parent or guardian must be a joint member on the account. Cannot be combined with other offers. Offer is subject to change or withdrawal without notice. Please see us for complete details. Federally insured by NCUA.

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