Please remember that First South will never call you from our main number, 901.380.7400, and ask you to provide your full Social Security Number, full credit or debit card account number, the code on the back of the card, the expiration date or other pieces of sensitive information, such as any codes or temporary passwords used to reset access to online or mobile banking. We take the safety and security of your personal information very seriously and have many procedures and safeguards in place to keep your information safe and secure. 

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Auto Loans

Vehicle Loan Options

If it's got a motor, chances are we can finance it! 

Listed below is some general information about the many types of auto loans we offer:

Vehicle Loans
Effective Date: Monday, March 4th, 2024
Loan TypeRates as low asTerms up to
New & Used Autos 6.30% APR* 84 months
Boats & Motorcycles 10.35% APR* 84 months
Recreational Vehicles 10.10% APR* 144 months

Our experienced staff can help you find the loan that best fits your needs. Our online application process is quick and easy too!





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We also offer many ways to make your loan payments. Learn more about our loan payment options.

In addition, please visit our Preferred Dealers page. We consider these local dealers to be "preferred" because they have worked very hard to help make First South Financial a success. If you're in the market for a vehicle, please give them a call. They help our members save time and money by making the buying process as easy as possible.


Car & Home Insurance. Get a quote.

*Rates are subject to change or withdrawal without notice. Please see us for complete details. A loan with an interest rate of 3.40% APR and a term of 60 months will have a payment of $18.15 per $1,000 borrowed.

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