Please remember that First South will never call you from our main number, 901.380.7400, and ask you to provide your full Social Security Number, full credit or debit card account number, the code on the back of the card, the expiration date or other pieces of sensitive information, such as any codes or temporary passwords used to reset access to online or mobile banking. We take the safety and security of your personal information very seriously and have many procedures and safeguards in place to keep your information safe and secure. 

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Loan Payoffs

Loan payoff information

How do I get a payoff quote for my loan?

  1. In any banking center - Vist any of our banking centers with a valid form of ID and request a copy of your payoff information.
  2. Payoff request form - You can also request a payoff by using our payoff request form. We will process your request within 2 business days and mail it to the address we have on file for you.

Where do I send a payoff for my loan?

Please send all payoffs to:

First South Financial
Attn: Payment Department
7792 Church Street
Millington, TN 38053

Our ABA routing number is 284085375.

We do not provide payoff information via the phone or email for security purposes.

Please note: If any payments, fees, or adjustments are applied to the loan, the payoff figure may change. If you have any questions regarding this, please contact us at 901-380-7401 or 800-872-3728.


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