INDIVIDUAL RETIREMENT ACCOUNT (IRA)
flexible savings options with potential tax benefits
Saving for retirement? IRAs can be a great way to supplement a 401(K) or other employer-sponsored plan. We offer the following types:
Traditional IRAs
These IRAs offer the following benefits:
- Terms from 3 to 60 months
- Tax-deductible contributions*
- Tax-deferred earnings*
- Required minimum distribution after 70 1/2
Roth IRAs
These IRAs are bit different than a Traditional IRA in that they offer you:
- Terms from 3 to 60 months
- Tax-free growth on earnings*
- Tax-free withdrawals during retirement*
- No required minimum distribution after 70 1/2
Coverdell IRAs/ESAs (Educational Savings Accounts)
These IRAs/ESAs are designed to provide you with:
- Terms from 3 to 60 months
- A specific way to save for college or other higher-educational related expenses
- Tax - free and penalty-free withdrawals for qualified educational expenses*
And you can always rest assured you're getting the best rate in our market with our Guaranteed Best Rates promise. Plus, our IRAs and ESAs are federally insured up to $250,000.*
If you'd like more information about our IRA, HSA and ESA accounts, please click on one of the links listed below:
*Please consult your tax advisor as to your eligibility to open an IRA or ESA. Offers are subject change or withdrawal without notice. Minimum opening deposit is $100. Please see for complete details.
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