We'll beat your bank's rate
First South has the best rates in town on Mortgage Loans. Guaranteed.
And if you do find a local bank or credit union with a better rate, we'll beat it!*
*Offer valid only for currently advertised rates of commercial banks and credit unions headquartered in Memphis, Dyersburg, or Jackson, TN. Beat the rate offer does not apply to loans currently financed with First South Financial. Tangible proof of rate and term is required. Cannot be combined with other offers. Guaranteed best rates promotion is valid only for First South Financial Portfolio loans and borrower must pay closing costs. Loans are subject to approval criteria, not all applicants will qualify. Minimum credit score of 700 is required. Cannot be combined with other offers. $50 will be paid if there is a completed and approved loan application on file, all guidelines and criteria are met, and we choose not to beat the rate. $50 will be mailed to you within 14 business days of completing the Redemption Form, which is available at our banking centers. Offer is subject to change or withdrawal without notice. Please see us for complete details. Equal Housing Lender.Go to main navigation