Friends & Finances: Navigating Together

Knowing when to use credit or debit helps protect your money, build credit, and spend smarter.

Paying down debt in the new year is easier with a clear strategy like the snowball or avalanche method.

Tired of missing savings goals? Club Savings Accounts ensure your money is there when you need it.

Teach your teen to budget—it's the first step toward building strong money habits and responsibility.

Explore the world with confidence—First South has tools to make your international travel easier.

APR and APY sound similar but mean different things—understanding both helps you borrow or save wisely.