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Get. Paid. Faster.

Bank@nywhere - your best option for FAST ACCESS TO your tax refund, Stimulus Payments & more.

It's tax time! And the fastest way to receive your tax return is to opt for direct deposit into a checking or savings account. Also, the government is finalizing plans for a new round of stimulus payments. Avoid any delays in receiving your payments by opening an account with us today!

First South Financial's bank@nywhere is a fast and easy way to open an account.

We have no barriers to opening an account with us, and the process only takes a few minutes!

Plus, your bank@nywhere account automatically comes with a debit card so you can access your funds at any time.

Full-service banking. No branch visit required.

We know you're busy and your time is valuable.   That's why we've developed our website, online banking and mobile banking to allow you to conduct all your financial business without having to come to a banking center.   Plus, our employees in our call center are always willing to help if you need to ask a question or get technical support.

Open an Account

@nywhere Checking account

Get rewarded for opening and using your account online.

@nywhere CheckingSM offers the same great features and benefits as our standard checking account, including one of the lowest minimum balance requirements around*, robust overdraft protection*, and access to our complete line of Bank@nywhere products and services.

There are no additional fees for @nywhere checking, just these extra benefits:

  • Up to $15 of your monthly ATM fees refunded***
  • Free mobile deposit (normally $0.50 per check)***
  • Free Bill pay (normally $5.95 a month)***

All you have to do to earn these benefits is meet these simple monthly requirements:

  • Make at least 15 purchases with your debit card
  • Do not perform any transactions** via a First South Financial branch or call center (if you need to call for technical support or for more information, that's okay)
  • Keep using eStatements

That's it! And if you don't make enough debit card transactions or choose to visit a branch one month, no problem! There won't be any additional fees, you just won't receive your @nywhere checking benefits for that month. And when the new month starts, so does your ability to qualify for your @nywhere checking benefits. Also, we have an easy way for you to keep track of your debit card transaction count - when you log into online banking the count will be listed right at the top of the Accounts page.

Opening an @nywhere Checking account is easy!

If you don't have a banking relationship with us, click on the Open an Account button on this page.

If you have questions, please feel free to give us a call at 901.380.7400 or 800.872.3728 or email us at Want to see which checking option might be best for you? Check out the summary chart on our checking page.

*If at any time during the month the account balance falls below $200, a monthly service fee of $12 will apply. The service fee is not part of the benefits of @nywhere checking. Existing First South Financial checking accounts are not eligible to convert to @nywhere checking. Please see us for complete details.
**Technical support calls for online banking or mobile banking features or requests for more information are not considered transactional calls. Any transactions conducted via the service center or any branch will cause the loss of @nywhere Checking benefits for that month.

***Mobile deposit and bill pay fees will be refunded at month-end if all requirements are met. Up to $15.00 in ATM fees per month will be refunded at month-end if all requirements are met. ATM fees refunded include both fees assessed by non-First South Financial ATMs and the fees First South Financial charges for use of those ATMs.


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