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Fight Fraud Like A Pro: Your Guide to Online Security at First South Financial Credit Union6/17/2024

At First South Financial Credit Union, your security is paramount. We take a proactive approach to safeguarding your financial information, but vigilance is a two-way street. This blog post empowers you to become an active participant in protecting yourself from fraud.

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Your First South Financial Membership Just Got Bigger - Nationwide Access with Co-Op!6/10/2024

We're excited to tell you about an incredible benefit of your membership – access to the Co-Op Shared Branch network! This nationwide network provides you with even greater convenience and flexibility when managing your finances.

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Simplifying Your Alerts: One Number for All Your Digital Banking Needs!6/3/2024

We're excited to announce a new Digital Banking Enhancement that will make managing your alerts easier! All alerts generated by Digital Banking will now be delivered from a single, dedicated ten-digit phone number: 844-947-2557.

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Your First South Debit Card Just Got Even Faster: Now Available for Push Provisioning to Digital Wallets!4/15/2024

We're excited to announce that you can now enjoy the speed and convenience of digital wallets with your First South Debit Card! Push provisioning is a secure and streamlined way to add your First South Debit Card to your digital wallet. With just a few clicks in our mobile app, your card information is securely sent directly to your chosen wallet, eliminating the need for manual entry.

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Enhancing Your Digital Banking Experience with Multi-User Dropdown Feature2/23/2024

In today's digital landscape, managing multiple user profiles across various platforms can be a cumbersome task. Whether it's personal, joint, or business accounts, the need to constantly log in and out can disrupt workflow and cause frustration. However, with the introduction of the Multi-User Dropdown feature, account management has never been more streamlined and unified.

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Protection Offers Peace of Mind: 5 Reasons to consider payment protection options.11/7/2023

Life is unpredictable, and sometimes life is crazy, scary, unfair, and throws you curve balls that you never could have expected. When those unexpected twists and challenges happen, it can upend your life. The last thing you want or need to worry about when faced with life’s unexpected obstacles is whether you can pay your bills! That’s where adding Debt Protection to your loan can intervene and provide peace of mind and relief in challenging times.

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Credit Card Offers for 0% for 12 Months on Balance Transfers: Why and When They Make Sense10/17/2023

You can save money on interest and manage your debt more effectively when you transfer higher interest balances to a 0% credit card for 12 months.

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Protecting Teens: Defending Against Phishing Scams and Deep Fake Videos on Social Media9/13/2023

Social media has become an integral and inextricable part of the lives of today’s teenagers. It's where they connect with friends, tell the story of their lives, and stay updated on the latest trends. However, the connectedness and convenience of social media also brings the lurking danger of cyber threats, especially phishing scams and deep fake videos. In this post, we'll delve into the world of cybersecurity and explore how teens can stay safe from these threats.

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Embrace the Digital Revolution: Reasons You Should be Using a Digital Wallet9/7/2023

Remember watching movies like Back to the Future and Minority Report and thinking that artificial intelligence, digital and retinal scan technology, swipe to pay was a far-fetched sci-fi fantasy? Well guess what, the Sci-Fi fantasy of yesteryear is today’s reality and the way we handle our money has changed significantly. Gone are the days of bulky wallets stuffed with cash and plastic cards—who even carries a wallet anymore—the key accessory today is a mobile phone. And, your phone houses a digital wallet which is where you can safely and securely access your finances. If you're still on the fence about adopting this modern financial tool, let's explore why you should use a digital wallet.

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3 Digital Enhancements make your credit card more user friendly9/6/2023

We live in a fast-paced digital world. We know that you rely on us to provide you with innovative digital enhancements that make managing your finances more convenient and secure than ever before.  To that end, we are introducing three new features for our credit cards.

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Top 3 Scams targeted at Older Consumers6/28/2022

People over 60 are often the targets of criminals because they are more financially secure, they may experience memory issues, and they tend to be more trusting. Here are some top scams that are specifically targeted toward older individuals. 

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Protect yourself from scams on social media2/7/2022

More than one in four people have reported that when they lost money to a scammer it started with a post, ad or message on social media. Find out how to protect yourself.

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Identity theft can happen to anyone2/7/2022

This article discusses steps that can help you reduce your risk of identity theft because it can happen to anyone at any time.

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Top 5 things to remember when filing income tax returns in 20221/27/2022

The IRS has prepared a 5 point checklist to help people file more quickly; reducing their chances of delaying their refund.

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Filing your taxes in 2022 - what's new and what to consider12/24/2021

There were many initiatives the U.S. Government initiated to help consumers with any financial hardships that the pandemic may have caused. With them also come new reporting requirements. This article outlines steps consumers can take to make filing their 2021 return easier.

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New Digital Banking Features - Quick Balance and Push Authentication11/23/2021

We've added these features based on feedback we've received from you to make banking with us even easier. We understand that convenience and security are on the top of your lists when it comes to digital banking, so that is why we've been working with our digital banking provider to ensure we have the features and benefits you need to keep your financial life in order no matter where you are.

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CEO Update: New Features Available for Online and Mobile Banking10/27/2021

Have you noticed that we've added new features to our online and mobile banking platforms? Our members can now make loan payments and open additional accounts at your fingertips.

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Use these tips to be CyberSmart10/27/2021

First South Financial is committed to protecting our members from fraud and scams. These tips can help keep you safe and secure.

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Does Closing a Credit Card Hurt Your Credit?9/27/2021

Perhaps you're ready to part ways with your credit card because you're sick of paying for the annual fee or you're ready to stop racking up debt. Whatever the reason, you're probably wondering: does closing a credit card hurt your credit?

The truth is it can affect your credit score and report. Closing a credit card can be a major no-no, especially if you've held onto the card for a long time. That's not always the case, but it's essential to know what the consequences are before making the decision.

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10 Reasons Why You Should Refinance Your Mortgage8/27/2021

This message from Craig Esrael, President and CEO of First South Financial lists the best reasons to consider refinancing your mortgage.

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Understanding your Debit-to-Income Ratio7/27/2021

Your credit report and credit score aren’t the only factors that can impact your ability to borrow money. Another factor you should be familiar with is your debt-to-income (DTI) ratio. It’s a way for lenders to assess your ability to pay back your loans. Here’s how it works and what you can do to improve your DTI ratio.

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Green Shoots - Signs that the Economy is on the Mend5/21/2021

Investors looking for signs to confirm that the economy is on the mend, often called "green shoots" have seen plenty of examples in recent weeks, giving them, and consumers, reasons to be cautiously optimistic about the rest of 2021 and beyond.

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CEO Message: Guarding Against Identity Theft5/21/2021

Take steps so criminals won’t take vital information from you.

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Oversharing on Social Media: If Opportunity Knocks, Know When Not to Answer4/28/2021

Sharing online can be irresistible, especially when quizzes, surveys and other fun opportunities allow your voice to be heard. With online quizzes and oversharing providing the fuel for attacks, know they are avoidable. 

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Don’t Rely on Luck at Tax Time 3/12/2021

At tax time, there’s no such thing as luck. Plan ahead, be proactive, and prevent surprises on your next tax return.

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Teaching Your Teen about Money2/24/2021

Your teen is becoming more independent, but still needs plenty of advice from you. With more money to spend and more opportunities to spend it, your teen can easily get into financial trouble. So before money burns a hole in your child's pocket, teach him or her a few financial lessons. With your help, your teen will soon develop the self-confidence and skills he or she needs to successfully manage money in the real world.

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Standard Versus Itemized Deductions - What You Need to Know2/23/2021

This Tax Tip #22 from the Internal Revenue Service (IRS) provides some good information on the differences between the two major methods for deductions - standard vs. itemized.

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Changing Jobs? Know Your 401(k) Options1/25/2021

If you've lost your job, or are changing jobs, you may be wondering what to do with your 401(k) plan account. It's important to understand your options.

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Charitable Giving's role in Estate Planning1/25/2021

Charitable giving can play an important role in many estate plans. Philanthropy cannot only give you great personal satisfaction, it can also give you a current income tax deduction, let you avoid capital gains tax, and reduce the amount of taxes your estate may owe when you die.

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How Much Home Can I Afford?12/15/2020

Buying a home can be an exciting time. It’s also a significant decision that should be carefully thought through. Before you begin looking for a home, there are 3 things to consider before you sign anything.

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Here’s What Taxpayers Can Do Now to Get Ready to File Taxes in 202112/15/2020

There are steps people can take now to make sure their tax filing experience goes smoothly in 2021.

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End-of-the-Year Money Moves12/11/2020

Even if your 2020 has been relatively uneventful, the end of the year is still a good time to get cracking and see where you can manage your overall personal finances. 

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IRS warns people about a COVID-related text message scam12/8/2020

The IRS and its Security Summit partners are warning people to be aware of a new text message scam. The thief’s goal is to trick people into revealing bank account information under the guise of receiving the $1,200 Economic Impact Payment.

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What Newbie Home Buyers Need to Know11/23/2020

Buying your first house is an exciting time, but it can be a little scary as well. To minimize your anxiety, these tips will help you prepare for your first meeting with one of our loan officers.

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Home Remodeling: Questions You Should Be Asking10/23/2020

Thinking about renovating or upgrading your home? Make sure you're prepared by choosing a well-regarded and trusted contractor. Choosing the right contractor is the single most important decision that homeowners make on a remodeling project. Here are five questions you should ask yourself, your contractor, and references if you decide to renovate your home. 

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7 Ways to Help Save for Retirement10/22/2020

There comes a time in every individual’s life that he or she starts to think of a retirement plan. Everyone knows they should be doing it, yet it can be easy to put off in light of day-to-day activities and distractions. Just remember that it's never too late to start! Whether you are 18 or 55, there are plenty of ways you can start saving for retirement.

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Are You Spending Too Much on Groceries?9/23/2020

How many times have you checked out at the grocery and were surprised by the total? It’s easy to let our grocery bill get too big if we’re not careful. Yes, food prices have gone up for certain items lately, and we’re making more meals at home now than eating at restaurants, but there are ways to keep that expense under control.

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Understand How Mortgage Interest Rates are Determined8/17/2020

Every potential homeowner wants to get the lowest interest rate for their mortgage loan, but not everyone understands the factors that go into determining your mortgage interest rate.

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5 Ways to Rebuild an Emergency Fund7/23/2020

A rainy day fund is designed to help you cover unplanned expenses, which can be a great comfort in uncertain times. This article discusses 5 ways you can replenish that fund to help with the next unexpected event. 

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Life Lessons Learned During the COVID-19 Pandemic7/21/2020

Life is resuming some semblance of normality, but let’s not forget the things we learned to value during the time. Have a new appreciation for hugs with loved ones, sending kids to school and going to work. Don’t forget that when everything closed down, your life at home opened up. Maybe keep having those family movie nights or spending a day playing in the backyard. And be sure to remember how much you missed in-person interaction and don’t take it so much for granted.

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Financial Education Coloring Sheet7/7/2020

Parents, want to entertain your children while teaching them a valuable, life-long lesson? Print this financial education coloring sheet. 

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When Times Are Tough, We Can Help6/3/2020

In tough times, it’s more important than ever to develop and maintain good financial habits. Having a household budget and shedding high-rate credit card debt are two obvious things that could benefit most consumers. Figuring out where to start can be a daunting task, but the thing to remember is that it's never too late to ask for help from your credit union.

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Mortgage FAQ: Answers to Your Questions About Home Loans During COVID-195/27/2020

As part of the economic fallout due to the coronavirus pandemic, interest rates have dropped, and lenders have been flooded with questions surrounding mortgages and refinancing. Our lending experts put together answers to some of the most frequently asked questions.

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Buying a Home During a Pandemic4/7/2020

You’ve spent years preparing for this moment – you’re ready to buy your first home. But now that the coronavirus has threatened the economy, you’re probably asking yourself: “Is it a good idea to buy a home during a pandemic?”

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Congrats to our 2019 Top Auto Dealer Partners3/12/2020

Congratulations to our 2019 Top 10 Auto Dealer Partners!

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How our No Points, Fees or Closing Costs Offer Can Help You Save3/10/2020

No matter if it’s a purchase of a new home or a refinance of your current home, our no points, fees, and closing costs offer can help you save when you come to the closing table.

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Employees benefit from First South’s Free Financial Advice3/10/2020

Worrying about finances can be a source of extreme stress, and employers are realizing this and partnering with us to help their staff understand financial basics and develop plans for fiscal stability.

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Our SVP of Marketing, Delynn Byars, gives back to the community2/18/2020

We believe involvement in our communities is a critical part of who we are, and we highly encourage and support our staff to volunteer when they can.

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Dyersburg Partner Companies Valentine's 2/17/2020

Kendra Watson and Sharon Davidson shared the love with Valentine treats for our partner companies in Dyersburg last week

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Small Business of the Year 20192/14/2020

We’ve been named “Small Business of the Year 2019” by the Dyersburg Chamber of Commerce!

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Jackson, TN Branch Now Open1/13/2020

Now Open in Jackson, TN - 10 Channing Way, Jackson, TN 38305

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