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Green Shoots - Signs that the Economy is on the Mend5/21/2021

Investors looking for signs to confirm that the economy is on the mend, often called "green shoots" have seen plenty of examples in recent weeks, giving them, and consumers, reasons to be cautiously optimistic about the rest of 2021 and beyond.

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CEO Message: Guarding Against Identity Theft5/21/2021

Take steps so criminals won’t take vital information from you.

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Oversharing on Social Media: If Opportunity Knocks, Know When Not to Answer4/28/2021

Sharing online can be irresistible, especially when quizzes, surveys and other fun opportunities allow your voice to be heard. With online quizzes and oversharing providing the fuel for attacks, know they are avoidable. 

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Don’t Rely on Luck at Tax Time 3/12/2021

At tax time, there’s no such thing as luck. Plan ahead, be proactive, and prevent surprises on your next tax return.

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Teaching Your Teen about Money2/24/2021

Your teen is becoming more independent, but still needs plenty of advice from you. With more money to spend and more opportunities to spend it, your teen can easily get into financial trouble. So before money burns a hole in your child's pocket, teach him or her a few financial lessons. With your help, your teen will soon develop the self-confidence and skills he or she needs to successfully manage money in the real world.

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Standard Versus Itemized Deductions - What You Need to Know2/23/2021

This Tax Tip #22 from the Internal Revenue Service (IRS) provides some good information on the differences between the two major methods for deductions - standard vs. itemized.

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Changing Jobs? Know Your 401(k) Options1/25/2021

If you've lost your job, or are changing jobs, you may be wondering what to do with your 401(k) plan account. It's important to understand your options.

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Charitable Giving's role in Estate Planning1/25/2021

Charitable giving can play an important role in many estate plans. Philanthropy cannot only give you great personal satisfaction, it can also give you a current income tax deduction, let you avoid capital gains tax, and reduce the amount of taxes your estate may owe when you die.

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How Much Home Can I Afford?12/15/2020

Buying a home can be an exciting time. It’s also a significant decision that should be carefully thought through. Before you begin looking for a home, there are 3 things to consider before you sign anything.

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Here’s What Taxpayers Can Do Now to Get Ready to File Taxes in 202112/15/2020

There are steps people can take now to make sure their tax filing experience goes smoothly in 2021.

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End-of-the-Year Money Moves12/11/2020

Even if your 2020 has been relatively uneventful, the end of the year is still a good time to get cracking and see where you can manage your overall personal finances. 

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IRS warns people about a COVID-related text message scam12/8/2020

The IRS and its Security Summit partners are warning people to be aware of a new text message scam. The thief’s goal is to trick people into revealing bank account information under the guise of receiving the $1,200 Economic Impact Payment.

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What Newbie Home Buyers Need to Know11/23/2020

Buying your first house is an exciting time, but it can be a little scary as well. To minimize your anxiety, these tips will help you prepare for your first meeting with one of our loan officers.

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New income ranges for IRA eligibility in 202111/12/2020

The IRS recently implemented cost of living adjustments that may affect a taxpayer’s pension plan and other retirement-related savings next year. You should familiarize yourself with these adjustments, so you aren’t caught off guard.

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Home Remodeling: Questions You Should Be Asking10/23/2020

Thinking about renovating or upgrading your home? Make sure you're prepared by choosing a well-regarded and trusted contractor. Choosing the right contractor is the single most important decision that homeowners make on a remodeling project. Here are five questions you should ask yourself, your contractor, and references if you decide to renovate your home. 

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7 Ways to Help Save for Retirement10/22/2020

There comes a time in every individual’s life that he or she starts to think of a retirement plan. Everyone knows they should be doing it, yet it can be easy to put off in light of day-to-day activities and distractions. Just remember that it's never too late to start! Whether you are 18 or 55, there are plenty of ways you can start saving for retirement.

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Are You Spending Too Much on Groceries?9/23/2020

How many times have you checked out at the grocery and were surprised by the total? It’s easy to let our grocery bill get too big if we’re not careful. Yes, food prices have gone up for certain items lately, and we’re making more meals at home now than eating at restaurants, but there are ways to keep that expense under control.

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Government Financial Assistance During the Pandemic9/23/2020

As the COVID-19 coronavirus continues to infect millions of Americans, businesses are being forced to reduce employee hours or even layoff staff as they struggle to stay open. If your job was affected and you’re worried about paying for home, food, or utilities, know there are some resources that can help you.

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Understand How Mortgage Interest Rates are Determined8/17/2020

Every potential homeowner wants to get the lowest interest rate for their mortgage loan, but not everyone understands the factors that go into determining your mortgage interest rate.

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5 Ways to Rebuild an Emergency Fund7/23/2020

A rainy day fund is designed to help you cover unplanned expenses, which can be a great comfort in uncertain times. This article discusses 5 ways you can replenish that fund to help with the next unexpected event. 

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Life Lessons Learned During the COVID-19 Pandemic7/21/2020

Life is resuming some semblance of normality, but let’s not forget the things we learned to value during the time. Have a new appreciation for hugs with loved ones, sending kids to school and going to work. Don’t forget that when everything closed down, your life at home opened up. Maybe keep having those family movie nights or spending a day playing in the backyard. And be sure to remember how much you missed in-person interaction and don’t take it so much for granted.

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Financial Education Coloring Sheet7/7/2020

Parents, want to entertain your children while teaching them a valuable, life-long lesson? Print this financial education coloring sheet. 

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When Times Are Tough, We Can Help6/3/2020

In tough times, it’s more important than ever to develop and maintain good financial habits. Having a household budget and shedding high-rate credit card debt are two obvious things that could benefit most consumers. Figuring out where to start can be a daunting task, but the thing to remember is that it's never too late to ask for help from your credit union.

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Mortgage FAQ: Answers to Your Questions About Home Loans During COVID-195/27/2020

As part of the economic fallout due to the coronavirus pandemic, interest rates have dropped, and lenders have been flooded with questions surrounding mortgages and refinancing. Our lending experts put together answers to some of the most frequently asked questions.

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Your Complete Glossary of Financial Terms Related to COVID-194/17/2020

Some of the financial terms flying around in the wake of the recently approved Coronavirus Aid, Relief and Economic Security (CARES) Act may be confusing. We have broken down some of the key components and how they relate to the COVID-19 pandemic.

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Buying a Home During a Pandemic4/7/2020

You’ve spent years preparing for this moment – you’re ready to buy your first home. But now that the coronavirus has threatened the economy, you’re probably asking yourself: “Is it a good idea to buy a home during a pandemic?”

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Congrats to our 2019 Top Auto Dealer Partners3/12/2020

Congratulations to our 2019 Top 10 Auto Dealer Partners!

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How our No Points, Fees or Closing Costs Offer Can Help You Save3/10/2020

No matter if it’s a purchase of a new home or a refinance of your current home, our no points, fees, and closing costs offer can help you save when you come to the closing table.

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Employees benefit from First South’s Free Financial Advice3/10/2020

Worrying about finances can be a source of extreme stress, and employers are realizing this and partnering with us to help their staff understand financial basics and develop plans for fiscal stability.

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Our SVP of Marketing, Delynn Byars, gives back to the community2/18/2020

We believe involvement in our communities is a critical part of who we are, and we highly encourage and support our staff to volunteer when they can.

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Dyersburg Partner Companies Valentine's 2/17/2020

Kendra Watson and Sharon Davidson shared the love with Valentine treats for our partner companies in Dyersburg last week

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Small Business of the Year 20192/14/2020

We’ve been named “Small Business of the Year 2019” by the Dyersburg Chamber of Commerce!

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Jackson, TN Branch Now Open1/13/2020

Now Open in Jackson, TN - 10 Channing Way, Jackson, TN 38305

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