HELP US CELEBRATE OUR NEWEST BANKING CENTER
from now until March 31, 2023 take advantage of these great specials!
Rewards Credit Card Special*
- 0.00% APR for 12 months for purchases and balance transfers made in the first 90 days
- Double points for gas and groceries
- a $100 credit for using your card in the first 30 days
Home Equity Line of Credit Special**
Put the equity in your home to work for you to make that home makeover or dream vacation a reality!
- 1.99% APR for the first 6 months
- Earn $250 cash back
- No fees or closing costs
Make your money work harder for you with this high yield certificate special!
- 7.00% APY (6.785% rate)
- $2,000 maximum deposit
- 12 month term
- Available for Traditional and Roth IRAs too
These special offers are only available at our Jackson Banking Center - so be sure to stop by to see us at 10 Channing Way in Jackson, TN today!
OFFERS VALID FROM 2-1-23 TO 3-31-23 AND ARE SUBJECT TO CHANGE OR WITHDRAWAL WITHOUT NOTICE. ACCOUNTS AND CARDS MUST BE APPLIED FOR/OPENED IN PERSON AT OUR JACKSON BRANCH LOCATED AT 10 CHANNING WAY, JACKSON, TN 38305. OFFERS ARE NOT VALID AT OTHER BRANCHES OR OUR CALL CENTER.
*0.00% APR is valid for a period of 12 billing cycles based on the card open date. On the 13th billing cycle the rate will convert to the rate for which you qualify. Balance transfers are subject to a per balance transfer fee of $5 or 5% of the balance transfer amount, whichever is greater. Balances cannot be transferred from existing First South Financial CU loans or credit cards. For VISA Titanium/Edge and VISA Platinum Flex/Rewards cards only: Double points for gas and grocery purchases are awarded on purchases minus any returns. Credit cards are subject to approval criteria, not all applicants will qualify. No annual fee. $100 credit requires that the first purchase be made within 30 days of account opening and will be applied within 60 days from account opening, provided the card is in good standing. Credit cards are subject to approval criteria, not all applicants will qualify.
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** After 6 months the rate will revert to the one for which you qualify. APR is based on Prime as listed in the Wall Street journal plus a margin of up to 2.00%. Maximum LTV is 90%. Homeowners insurance is required. Balances cannot be transferred from existing First South Financial loans or credit cards to a First South Financial CU HELOC (Home Equity Line of Credit). $250 will be paid 90 to 120 days from loan account opening provided the total amount of draws made in the first 30 days the loan is open total $25,000 or more, and the loan has a balance of $25,000 or more 60 days from the open date. Cash back offer does not apply to HELOCs in process before 2/1 /23 or to existing First South Financial CU HELOCs. Loans are subject to approval criteria, not all applicants will qualify.
***APY = Annual Percentage Rate.7.00% APY (6.785% approximate rate) has a 12 month term, and a maximum deposit amount of $2,000. Limit one per member. Deposit must be new money, meaning funds cannot currently be on deposit with First South Financial CU. Certificates have a minimum deposit amount of $500 and IRAs have a minimum deposit amount of $100. At maturity the certificate or IRA will renew for the same term at our standard posted rates at the time of renewal. The APY is an annualized rate that reflects estimated dividend earnings based on the dividend rate and frequency of compounding. Early withdrawal penalties apply and may effect earnings. Please consult your tax advisor regarding your eligibility to open an IRA. Other rates and terms are available.
All offers are subject to change or withdrawal without notice. Please see us for complete details. Membership eligibility required. Federally insured by the NCUA. Equal Housing Opportunity. NMLS# 410640