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Guaranteed Best CD Rates

check out this great mortgage rate special

3.990% APR* on a 10-year fixed-rate first mortgage OR

4.500% APR* on a 15-year fixed rate first mortgage

Both with absolutely no points, fees, or closing costs!

Limited funds are available and rates are on the rise!

Now is the time - apply today! Limited time offer!

Call us today at 901-380-7530 or stop by any of our banking centers today!

We guarantee we have the best mortgage rates in town! And if you find a better rate, we'll beat it!**

*3.990% APR is for a 10-year fixed-rate first mortgage with an LTV of 95% or less. Payments are approximately $10.13 per $1,000 borrowed and does not include taxes, insurance and prepaid interest, your payment may be different. 4.500% APR is for a 15-year fixed-rate first mortgage with an LTV of 95% or less. Payments are approximately $7.66 per $1,000 borrowed and does not include taxes and insurance, your payment may be different. Prepaids like taxes, insurance and unpaid interest are not closing costs. Borrowers must have a credit score of 740 or higher and meet all other approval criteria in order to receive these special rates. Not all applicants will qualify. Offers do not apply to existing First South Financial loans and are subject to change or withdrawal without notice. Other terms and rates are available. Please see us for complete details. Equal housing lender.

**Offer valid only for currently advertised rates of commercial banks and credit unions headquartered in Memphis, Dyersburg, or Jackson, TN. Beat the rate offer does not apply to loans currently financed with First South Financial. Tangible proof of rate and term is required. Cannot be combined with other offers. Guaranteed best rates promotion is valid only for First South Financial Portfolio loans and borrower must pay closing costs. Loans are subject to approval criteria, not all applicants will qualify. Minimum credit score of 700 is required. Cannot be combined with other offers. $50 will be paid if there is a completed and approved loan application on file, all guidelines and criteria are met, and we choose not to beat the rate. $50 will be mailed to you within 14 business days of completing the Redemption Form, which is available at our banking centers. Offer is subject to change or withdrawal without notice. Please see us for complete details. Equal Housing Lender.

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