We'll beat your bank's rate
First South has the best rates in town on CDs and IRAs. Guaranteed.
Plus, when you open a CD or IRA with us you'll also be banking with one of the strongest institutions in the nation.
And if you do find a local bank or credit union with a better rate, we'll beat it!*
Now is the time to invest in your future, so act fast!
*Offer valid only for currently advertised rates of commercial banks and credit unions headquartered in Memphis, Dyersburg, or Jackson, TN. Beat the rate offer is only for CDs and IRAs with the same term and deposit amount as our current CDs and IRAs. Tangible proof of rate, term and deposit amount is required. Minimum opening balance for a CD is $1,000 and additional deposits are not allowed. Penalties for early withdrawal and other restrictions may apply. Please consult your tax advisor regarding your eligibility to open an IRA. Cannot be combined with other offers. $50 will be paid if all guidelines and criteria are met and we choose not to beat the rate. $50 will be mailed to you within 14 business days of completing the Redemption Form, which is available at our banking centers. Offer is subject to change or withdrawal without notice. Please see us for complete details. Federally insured by NCUA.Go to main navigation