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Refer your friends and family and you'll both get $50 when they join!*

Experience Banking with Friends, Anywhere, Anytime.

All the tech you want. All the heart you’ve been missing.

Earn up to $500 cash when you become a member of First South Financial.

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Membership with First South blends digital-first banking with a powerful mobile app for life on the go—plus delivers friendly, knowledgeable people who know your name when you want to talk to an actual human. That’s Banking with Friends.

Member Offer Details  

Open a qualifying account and complete simple steps:

  • Open a Savings account with a minimum of $25 – Earn $50 instantly*!
  • Add a Checking account with Direct Deposit—Earn an additional $150!
  • Add a Credit Card or LoanEarn an additional $100!
  • Refer friends and family – You both earn $50! (Refer 5 new members for a total of $200)
  • Don’t stop there – keep referring and keep earning – it pays when you’re Banking With Friends!

Current Promotions

To qualify for this offer, select “Become a Member” on this page before viewing promotions. Enrolling from any page besides this one on this site will not qualify for the offer.

6.25% APY* High Yield Checking

0% APR* for 12 months on Balance Transfers

1.99% APR* HELOC for first 6 months

*$50 instant payment will be deposited to your account within 5 business days of account opening. Additional membership bonus payments will be deposited to your account within 5 to 7 business days following each qualifying activity. Offer subject to change or withdrawal without notice. Please see us for complete details.

Become a MemberView all promotions

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