BRANCH CLOSING - Our Bartlett Banking Center will be TEMPORARILY CLOSED from Monday, July 21st, 2025, through Thursday, July 24th, 2025. It will be open for drive-thru only on Friday, July 25th, 2025 and Saturday, July 26th, 2025. The branch will back to full service on Monday, July 28th, 2025.

You can reach our Mortgage Department at (901) 380-7530 or mortgages@firstsouth.com during this same time frame for any mortgage-related needs. We apologize for any inconvenience and appreciate your patience. To find the most convenient banking center, please access our banking locations and hours page.

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Home } Loans } Auto Loans

Auto Loans

Vehicle Loan Options

If it's got a motor, chances are we can finance it! 

We finance cars, trucks, SUVs, cross-overs, EVs, boats, motorcycles, RVs and more.

Vehicle Loans
Effective Date: Thursday, July 17th, 2025
Loan TypeRates as low asTerms up to
New & Used Autos 5.80% APR* 84 months
Boats & Motorcycles 10.35% APR* 84 months
Recreational Vehicles 10.10% APR* 144 months
*APR = Annual Percentage Rate. Payments are approximately $30.56 per $1,000 borrowed for a 36 month term with an APR of 6.30%. Rates are subject to change or withdrawal without notice.

Our experienced staff can help you find the loan that best fits your needs. Our online application process is quick and easy too!

CALCULATE PAYMENT     APPLY NOW

Buying a car? Just say show me the CarFax!

GETTING PRE-APPROVED

KNOW YOUR FINANCING OPTIONS BEFORE YOU START TO SHOP

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We also offer many ways to make your loan payments. Learn more about our loan payment options.

*APR = Annual Percentage Rate. Rates are subject to change or withdrawal without notice. Please see us for complete details. A loan with an interest rate of 3.40% APR and a term of 60 months will have a payment of $18.15 per $1,000 borrowed.

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