3.99% APR* for purchases and balance transfers for 6 months
Refresh your card. Renew your wallet. 3.99% APR* for purchases and balance transfers for 6 months with your Platinum Advantage VISA® Credit Card.
- Refresh your Card, pay less…
- Refresh Your Yard for Less – 3.99% APR for purchases and/or balance transfers for 6 months when you open a new Platinum Advantage Visa credit card.
- Tackle Big Projects with Confidence – Finance landscaping, outdoor upgrades, and more while keeping payments manageable.
- Transfer Balances. Save More. – Move higher-rate balances and take advantage of this limited-time introductory rate.
- Smart Spending Starts Here – Make the most of every purchase with a rate designed to help you stay in control.
- Secure. Simple. Convenient. – Benefit from advanced security features and the everyday ease of using your VISA® credit card.
Credit Card Rates
Effective Date: Friday, March 13th, 2026
| Name | APR |
|---|---|
| Titanium/Edge | 16.75% APR to 18.00% APR* |
| Platinum Flex/Rewards | 14.75% APR to 18.00% APR* |
| Platinum Advantage | 12.75% APR to 18.00% APR* |
| Fresh Start Visa Platinum | 12.75% APR to 18.00% APR* |
| Share Secure Visa | 12.75% APR to 18.00% APR* |
*APR = Annual Percentage Rate. Offers valid until 03/08/2026 – 06/30/2026 and are subject to change or withdrawal without notice. 3.99% APR for 6 Months on purchases and balance transfers is valid on new cards only, and not available on existing Platinum Advantage credit cards. Buy Now Pay Later is subject to credit qualification. 10,000 bonus points offer does not apply to existing First South Financial VISA credit cards. Credit cards are subject to approval criteria; not all applicants will qualify. No annual fee. Please see us for complete details. Application and solicitation disclosure.
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