New Year, New You!
Sweat more, earn double – Earn 2X Points on Retail Purchases with Your Titanium / Edge and Platinum/Flex VISA® Credit Card.
- Earn 2X Points on Every $1 Spent – Start the New Year STRONG, use your Titanium / Edge or Platinum/Flex VISA® Credit Card and you'll be rewarded with double points on all net retail purchases!
- Open a new Titanium/Edge Visa® Rewards card and earn a 10,000 point BONUS when you spend $1,000 in the first 90 Days!
- Double rewards for a healthier you – Use your Rewards Visa for 2X rewards on gym memberships, athletic apparel and gear, health & wellness shops and more!.
- More fitness. More rewards. – Look great, feel great, get rewarded!
- Spend Smart. Earn More. – Whether you’re shopping in-store or online, every eligible purchase brings you closer to great rewards.
- Secure and Convenient – Shop confidently with advanced card security and fast contactless payments.
Credit Card Rates
Effective Date: Sunday, January 11th, 2026
| Name | APR |
|---|---|
| Titanium/Edge | 16.75% APR to 18.00% APR* |
| Platinum Flex/Rewards | 14.75% APR to 18.00% APR* |
| Platinum Advantage | 12.75% APR to 18.00% APR* |
| Fresh Start Visa Platinum | 12.75% APR to 18.00% APR* |
| Share Secure Visa | 12.75% APR to 18.00% APR* |
*APR = Annual Percentage Rate. Offers valid until 01/01/2026 – 03/31/2026 and are subject to change or withdrawal without notice. Buy Now Pay Later is subject to credit qualification. 10,000 bonus points offer does not apply to existing First South Financial VISA credit cards. Credit cards are subject to approval criteria; not all applicants will qualify. No annual fee. Please see us for complete details. Application and solicitation disclosure.
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