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Refer your friends and family and you'll both get $50 when they join!*

Experience Banking with Friends, Anywhere, Anytime.

Earn up to $500 Cash when you join!

More Cash for new members in Music City! Earn up to $500 cash when you become a member of First South Financial.

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Membership with First South blends digital-first banking with a powerful mobile app for life on the go—plus delivers friendly, knowledgeable people who know your name when you want to talk to an actual human. That’s Banking with Friends. For a limited time, new members in Nashville can earn $500 Cash when becoming a member! 

Member Offer Details  

Open a qualifying account and complete simple steps:

  • Open a Savings account with a minimum of $25 – Earn $50 instantly*!
  • Add a Checking account with Direct Deposit—Earn an additional $150!
  • Add a Credit Card or LoanEarn an additional $100!
  • Refer friends and family – You both earn $50! (Refer 5 new members for a total of $200)
  • Don’t stop there – keep referring and keep earning – it pays when you’re Banking With Friends!

Current Promotions

To qualify for this offer, select “Become a Member” on this page before viewing promotions. Enrolling from any page besides this one on this site will not qualify for the offer.

6.25% APY* High Yield Checking

0% APR* for 12 months on Balance Transfers

1.99% APR* HELOC for first 6 months

*$50 instant payment will be deposited to your account within 5 business days of account opening. Additional membership bonus payments will be deposited to your account within 5 to 7 business days following each qualifying activity. Offer subject to change or withdrawal without notice. Please see us for complete details.

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