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Auto Loan Rates as low as 4.49% APR*, Up to $100 Cash Back*, and 90 Days No Payments*!

Refer your friends and family to First South and you'll both get $100 when they join!

Love your experience? Pass it on. Refer friends and family—and when they join, you’ll both earn $100*.

Bring Your People. Boost Your Rewards.

You already know what it feels like to bank with a team that puts you first. Now it’s time to share that advantage—and get rewarded for it. When you refer friends and family to First South Financial, you’re not just making an introduction—you’re helping them level up their financial future. And when they join, you both get paid.

Referred Members Can Earn Up To $550.

Here's How to Start Earning.

  • Referred members can earn up to $550
  • For Referred members only – referring members are paid $100 for the referral as indicated above.
  • Incentives must be earned with 90 days of account opening
  • $75 for opening a checking account with at least $50
  • $75 for establishing recurring Direct Deposit of $500 or more
  • $100 for opening a new loan
  • $100 for opening a new credit card
  • $100 for referring a friend or family member!
  • Excludes all ODP loans, Risk Management loans, and Fresh Start Saver Loans.
  • First mortgage referrals are excluded because the mortgage department handles those.
  • Don’t stop there – keep referring and keep earning – it pays when you’re Banking With Friends!

Why First South Financial?

  • Competitive rates that work in your favor
  • Local service that actually knows your name
  • Financial solutions designed to move you forward

Choose your next step. We'll meet you there.

Ready to start claiming your $550?
Become a Member

Find an option that works for you.
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Learn more about First South
Our Mission

Banking That Feels Different.

At First South, you're more than a customer. You're a member.

  • People before profit
  • Local support you can trust
  • Financial solutions built around

Banking That Feels Different.

Ready to get rewarded?

Stop by any First South Financial banking center and open the door—for your friends, your family, and your next $100.

Because great banking is even better when it’s shared.

To open your account, please stop by any one of our banking centers today!

*Limited time offer -- offer subject to change or withdrawal at anytime. Referred members must pay the $10 one-time membership fee and make the initial $25 deposit into a savings account. Existing members of First South Financial cannot be referred members. $100 will be paid within 1 to 2 business days after the referred member joins. Offer is subject to change or withdrawal without notice. Please see us for complete details. Federally insured by NCUA.

Referral Form

Fill out the information below and click "send" to email your friends or family a referral to First South Financial Credit Union.

When you send the email, you will automatically receive a copy.

Note: All fields are required. The information you enter WON'T be sold to a third party or used to send unsolicited mail or emails.

Your Information




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