CDs (Certificates) - Sprint Your Savings Forward
Make the most of the season with a limited-time certificate offer designed to help your money grow faster.
Why Choose This CD?
- 4.00% APY* (3.95% Rate) on a 5-month term
- Short-term commitment with competitive returns
- Safe, predictable growth for your savings
- Flexible options with CDs available
Take advantage of this limited-time rate and put your savings to work today.
A Smart Move This Spring
There’s no better time to refresh your savings strategy. With a guaranteed rate and a short 5-month term, you can take advantage of today’s strong returns while keeping your funds accessible sooner.
Add an Extra Boost to Your Savings
Open a 7-Month IRA and earn 3.60% APY*!
Not a member? Not a problem.
Opening an account is fast, simple, and can be done entirely online. Click Become a Member below or stop by any First South Financial location with your:
- Government-issued ID
- Social Security number
- Proof of address
Our team will help you find the account that’s right for you and get you started on your financial journey.
| Name | Term | Minimum to open | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|---|
| 5 Month Certificate | 5 months | $5,000 | 3.95% | 4.00% |
| 7 Month Traditional IRA | 7 months | $5,000 | 3.55% | 3.60% |
*APY = Annual Percentage Yield. Minimum deposit amount of $5,000.00. Max deposit amount of $250,000 for 5-month certificate. Offer subject to change at any time. 4.00% Annual Percentage Yield (APY)/3.95% dividend rate is valid for the 5-month term. At maturity, the full certificate balance will revert to a 6-month certificate at our standard posted rate. Early withdrawal will incur significant penalties. Cannot be combined with any other promotional certificate offer. Other rates and terms are available. Federally insured by NCUA. Offer subject to change or withdrawal without notice. Please see us for complete details.
3.600% Annual Percentage Yield (APY)/3.552% dividend rate is valid for the 7-month term for Traditional IRA accounts. At maturity, the full balance will revert to a 6-month IRA at our standard posted rate. Early withdrawal will incur significant penalties. Cannot be combined with any other promotional certificate offer. Other rates and terms are available. Federally insured by NCUA. Offer subject to change or withdrawal without notice. Please see us for complete details.
First South Financial is headquartered in Bartlett, TN with convenient banking centers in Tennessee and Mississippi.
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