Find your flow. Keep your balance.

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0% APR for 12 months on Balance Transfers PLUS 3X Travel Rewards. Apply & get approved for the Titanium Edge/Platinum Flex Visa^®

Why You’ll Love It:

• 0% Intro APR for balance transfers

• Transfer balances from your higher interest credit cards, save hundreds on interest payments keeping your balance low

• PLUS earn 3X travel rewards on your next adventure when you’re finding your flow

• Consolidate high-interest credit card debt into one manageable, interest-free monthly payment

• Keep more of your money working for you — not your old card issuer

Best for: Members with existing credit card balances looking to eliminate interest payments and pay down debt faster.

The Power to Choose Is Yours

How to Get Started:

1. Choose your card based on your financial goals

2. Apply online in minutes

3. Get approved and start saving or earning rewards immediately

Start saving. Start earning. Start winning with the right Visa^® credit card today.

Apply Now– It’s fast, secure, and there’s no obligation.

To find out more, call us today at 901-380-7400 or stop by any of our banking centers.

Apply TodayBecome a Member

*APR = Annual Percentage Rate. Offer valid until 06/30/2026 and is subject to change or withdrawal without notice. Buy Now Pay Later is subject to credit qualification. Balance transfers are subject to a per balance transfer fee of $5 or 5% of the balance transfer amount, whichever is greater. Balances cannot be transferred from existing First South Financial loans or credit cards. Credit cards are subject to approval criteria; not all applicants will qualify. No annual fee. Example assumes $5,000 balance at an interest rate of 24% APR with payments of $250/month vs. $250/month payments at 18% APR, and is provided only as an example. Please see us for complete details. Application and solicitation disclosure.