Please remember that First South will never call you from our main number, 901.380.7400, and ask you to provide your full Social Security Number, full credit or debit card account number, the code on the back of the card, the expiration date or other pieces of sensitive information, such as any codes or temporary passwords used to reset access to online or mobile banking. We take the safety and security of your personal information very seriously and have many procedures and safeguards in place to keep your information safe and secure. 

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Online & Mobile Banking

External Accounts

transfer funds into and from your first south financial accounts

Setting up external accounts is easy!

You need a few pieces of information first:

  • The ABA routing number for your financial institution
  • Your savings, check or loan account number

Once you enter that information, we'll send two small trial deposits to verify the account, which can take 1 to 3 business days.

When the two trial deposits post to your external account, make a note of the amounts and the order in which they posted. 

Then, log back into online or mobile banking and enter the two trial deposit amounts to complete the account verification process.

Once your external account has been verified it will be available as an option for setting up transfers.

Have questions about the process? We've developed this handy How To Guide to walk you through the steps.

If you need addiitional assistance, please contact us at 901-380-7400, at or stop by any banking center.

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