Buy Now, Pay Later with First South Financial

Flex your budget. Pay your way. First South Financial offers Buy Now, Pay Later with two types of services available to eligible members with our Savings and Checking accounts. Whether you are planning a purchase or looking to spread out payments for one you've already made, Buy Now, Pay Later can help manage your cash flow and stay within your budget.

• Plan Your Purchase offers are for members who need funds upfront to make a purchase and would like to pay for the loan in installments over time.
• Split Your Payments offers are available to members who have already made eligible debit card purchases and would like to pay for those purchases in installments over time.

Get Your Buy Now, Pay Later Offer Today

To access your BNPL offers, simply log into digital banking and locate "Buy Now, Pay Later". View and accept your available BNPL offers in seconds, and accept the repayment terms that work for you. You will receive your funds in your account in moments.

You're Already Qualified.

• No credit check.
• No application. Your BNPL offers are tailored for you and are pre-qualified. Simply view and accept to proceed.
• No new cards and accounts. Continue using your existing checking account and debit card when accessing offers.
• Everything in your online banking. Review and manage your BNPL offers, plans, and payments in one place.

Questions about Buy Now, Pay Later? Check out our Frequently Asked Questions.