First South Financial Go to main content Search
facebookTwitterLinkedIn
Home
Home > Mortgages > Mortgages > All Mortgages > Short Term Fixed Mortgage

Fixed-Rate Short Term Mortgage

FIRST SOUTH PORTFOLIO Mortgage Loans

First South Financial is a full-service mortgage lender that offers several types of mortgage loans to meet your lending needs.

Our portfolio loans are never sold to another lender - they stay with us!

This means that once you close your loan, you'll make your payments to us too. Your loan stays with us as long as you have it.

These loans are great options for purchasing a home or refinancing your current mortgage. They can offer you:

  • Terms up to 20 years
  • LTVs as high as 95%
  • Limits as high as $500,000

Ready to get started?

Apply Now

 

Mortgage Rates
Effective Date: Monday, October 14th, 2019
NameRateAPR
10 Year Fixed Rate 2.990% 2.990%
15 Year Fixed Rate 3.125% 3.125%
20 Year Fixed Rate 3.625% 3.625%
5/1 ARM 3.875% 3.875%
7/1 ARM 4.000% 4.000%
10/1 ARM 4.125% 4.125%
Physicians 10/1 ARM 5.000% 5.000%

Visit our latest specials page to see our great mortgage promotions!

And ask us about our no points, fees, or closing costs option* for our portfolio loans!

 

Do you have questions about our loan products or services? Just give us a call or send us an email and we'll reply promptly.

Call Now  Send Email

 

 

GETTING PRE-APPROVED

KNOW YOUR FINANCING OPTIONS BEFORE YOU START TO SHOP

Learn More

 

We also offer many ways to make your mortgage loan payments. Learn more about our loan payment options.

*LTV – Loan to Value. No points, fees or closing costs offer does not apply to existing First South Financial Loans or to certain loan types - different rates may apply for this option, please see us for complete details. Other rates and terms are available.  Loans are subject to approval criteria, not all applicants will qualify. Offers are subject to change or withdrawal without notice. Please see us for complete details. Equal Housing Lender. NMLS# 410640

Car & Home Insurance.  Get a quote.

Go to main navigation