check out these two great rate specials
These two great specials won't last long!
We'll beat your bank's rate
And if you do find a bank or credit union with a better rate, we'll beat it!**
Now is the time - act today!
*These offers are effective as of 9/12/18 and expires on 10/15/2018. $5,000 minimum opening balance required. Offers do not apply to funds currently on deposit with First South Financial or to existing First South Financial checking accounts. Early withdrawal penalties do apply. At maturity, the 16-month CD or IRA will convert to a 12-month term at our standard posted rates. Please consult your tax advisor in regards to your eligibility to open an IRA. 3.900% APR is for a 10-year fixed-rate first mortgage with an LTV of 95% or less. Payments are approximately $10.08 per $1,000 borrowed and does not include taxes, insurance and prepaid interest, your payment may be different. 4.250% APR is for a 15-year fixed-rate first mortgage with an LTV of 95% or less. Payments are approximately $7.53 per $1,000 borrowed and does not include taxes and insurance, your payment may be different. Prepaids like taxes, insurance and unpaid interest are not closing costs. Borrowers must have a credit score of 740 or higher and meet all other approval criteria in order to receive these special rates. Not all applicants will qualify. Offers do not apply to existing First South Financial loans. Other rates and terms are available. Offers are subject to change or withdrawal without notice. Please see us for complete details. Federally insured by NCUA. Equal Housing Lender.
**Offer valid only for currently advertised rates of commercial banks and credit unions headquartered in Memphis, Dyersburg, or Jackson, TN. Offers and rates are subject to change or withdrawal without notice. For complete details of the guaranteed best CD and IRA rates offer, please click here. For complete details of the guaranteed best mortgage rates offer, please click here. For complete details of the guaranteed best car loan rates offer, please click here. Loans are subject to approval criteria, not all applicants will qualify. Minimum credit score of 700 required. Cannot be combined with other offers. $50 will be paid if there is a completed and approved loan application on file, all guidelines and criteria are met, and we choose not to beat the rate. $50 will be mailed to you within 14 business days from completing the Redemption Form, which is available at our banking centers. Equal Opportunity and Equal Housing Lender. Federally insured by NCUA.Go to main navigation