We'll beat your bank's rate
First South has the best rates in town on Car Loans. Guaranteed.
And if you do find a bank or credit union with a better rate, we'll beat it!*
Now is the time - apply today!
*Offer valid only for currently advertised rates of commercial banks and credit unions headquartered in Memphis, Dyersburg, or Jackson, TN. Maximum term for the beat the rate offer is 72 months and a minimum credit score of 700 is required. Beat the rate offer does not apply to loans currently financed with First South Financial. Tangible proof of rate and term is required. Loans are subject to approval criteria, not all applicants will qualify. A loan application must be completed directly with First South Financial and not through a dealer partner. Cannot be combined with other offers. $50 will be paid if there is a completed and approved loan application on file, all guidelines and criteria are met, and we choose not to beat the rate. $50 will be mailed to you within 14 business days of completing the Redemption Form, which is available at our banking centers. Offer is subject to change or withdrawal without notice. Please see us for complete details. Equal Opportunity Lender.Go to main navigation